My-Internet-Payday discussion

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This is a discussion of My-Internet-Payday which appears to be the same product as Joel Comm's MyGooglePayday discussed here already.

6/1/2009 update: My-Internet-Payday has a message stating "My  Internet Payday is Not Accepting New Members at this Time. Please check back in the future for openings."

I also noticed that a lot of the fake blog owners pulled My-Internet-Payday from their promotions well before My-Internet-Payday posted that message. That could be because they knew the offer was going to expire, it could be because InfoMedia specifically disallowed that form of promotion, or it could be for some totally different reason.

5/25/2009 update: This whole discussion of My-Internet-Payday seems to have turned into a discussion of how to cancel the course. If that's what you're looking for, there is plenty of information throughout the discussion on that and the direct link to their support desk that covers that is here:

http://support.infomediainc.com/index.php

Also note that when I say "improvements" it does NOT mean that's how I would like to see the order process in an ideal situation and it's my opinion based on past versions of the order process I've seen. But what you and I think individually doesn't mean anything as I try to explain in my 5/19/2009 post which I got a lot of flack for. Along with my 5/24/2009 reply to Annelie. Keep in mind that is a layperson's interpretation of only a partial piece of the FTCs material on clear and conspicuous disclosure – the experts in those matters are the Attorneys for the company's in question and the FTC attorneys.

The difficult part of that as Not Kevin (in my opinion one of the more substantive contributors to this aspect of the discussion) has pointed out is that there seem to sometimes be multiple forms of the order process going on simultaneously – I don't know if that's a temporary situation or not.

Hopefully eventually this discussion will get back on track at some point and allow people to give their feedback about the actual product, although I certainly do understand that what's been going on has value as well.

5/14/2009 update: Hackersafe logo issue has been fixed.

5/12/2009 important update: Enough has gone on here that I feel it's important to point out that My-Internet-Payday never made it into the recommended products list at WorkAtHomeTruth or the top 10 recommended home businesses list.  I had planned to move into a full review of the product, but because of the feedback I've received about customer service for the product here I've decided to put that on hold.

4/27/2009 update: Even MORE improvements to the order process! The current disclosure on My-Internet-Payday site is now placed directly at the point of the order form which is good news. For some reason the HackerSafe logo snuck back on the page, but that was just probably an oversight that will be fixed soon.

4/17/2009 update: The My-Internet-Payday sales process has gone through a major overhaul and has implemented the following changes:

  • The Hackersafe logo issues has been fixed.
  • The text next to the asterisk now states: "This is a $1 Trial. After trial expires additional monthly fees apply see terms and conditions." (Note, you can find the terms and conditions at the bottom of the second page – the page on which you enter your payment details).

3/24/2009 update: BBB logo issue has been fixed

Again, it's a $1.00 trial offer which automatically converts into a $78.64/monthly fee at the end of the trial period in order to retain access to the membership. The cancelation procedures are spelled out in the Terms and Conditions found by clicking the Terms and Conditions link which tells you to:

"CAREFULLY READ AND AGREE TO THE TERMS BELOW BEFORE ORDERING:"

And then goes into the details on how the trial offer works.

Joel Comm has made significant contributions to the field of Adsense Education which is easy to see from the vast number of legitimate testimonials he has for his product The Adsense Code here. Those are REAL people giving REAL testimonials. And people like Alice Seba who is giving her testimonial there don't just hand out testimonials willy-nilly.

I still have some qualms which I feel obligated to point out since I am constantly telling the visitors to WorkAtHomeTruth to look for these kind of issues on sites, so I'd be remiss not to mention them.

I still am wondering why the HackerSafe logo is being used as I discussed in the write-up of the sales page for MyGooglePayday here.

3/24/2009 UPDATE: The issue with the BBB logo discussed in the following paragraphs been fixed and has been made clickable now.

3/24/2009 Start of original BBB information follows…(The following discussion of the BBB logo is no longer relevant but left in place for historical purposes).

I also don't understand why  My-Internet-Payday.com doesn't have a live link from their BBB logo to their BBB confirmation page since the BBB Seal Program's outline in Wyoming and Northern Colorado tells consumers:

"You know a company is authorized to display either seal if it links to a BBB confirmation page. Always click on a BBB seal to confirm the company’s good standing with BBB."

Click here to read the full terms of the Wyoming and Northern Colorado seal program.

That being said, Joel's company InfoMedia center which he was kind enough to provide a link to in the previous discussion does currently have an A+ rating which you can verify by clicking here.

Certainly from a sales copy flow having a clickable logo would give up the control. On the other hand, if a site isn't using the logo as it's designed to be used I would think it could possibly have a NEGATIVE effect on credibility…although ironically the BBB themselves has NO Terms of use on their site as I'm writing this…click here for the Wyoming and Northing Colorado "Terms of Use"…NOT! (Note, they may have them up by the time you read this).

3/24/2009 End of the original BBB discussion (no longer relevant but left in place for historical purposes).

The bottom line is that based on my experience with some of Joel Comm's previous information, it's probably very good educational material, but I have NOT specifically reviewed the My-Internet-Payday course – which apparently is also known as MyGooglePayday.

As mentioned in the discussion of MyGooglePayday, you may want to pick up a copy of The Adsense Code BOOK first – although certain a 7-day trial should be sufficient time for you to decide if the My-Internet-Payday product is right for you.

You can grab a copy of the Adsense Code from Amazon on-the-cheap here.

Note: I should point out that Joel Comm has stated back on 2/27/2009 in the MyGooglePayday comments section here in that "We recently learned that Hackersafe is no longer active and are switching to McAfee as soon as we can get it running." So I would assume we'll see that switchover pretty soon, although I still don't 100% understand that statement, because I thought that the "switchover" was done automatically for Hackersafe users, but it's possible I'm wrong about that.

Click here to read about the change from Hackersafe to McAfee secure.

Related information:

Here are some the sites (NOTE: These people's Adsense Revenue sites may be DIFFERENT) of the people giving the testimonials so you can confirm these are REAL people with established, professional sites:

Of course there are many more testimonials, but those are some of the better known authors and sites.

As always, any and all feedback is welcome.

Pings on My-Internet-Payday discussion

March 4, 2009

Comments on My-Internet-Payday discussion Leave a Comment

March 4, 2009

Michael Entress
5:37 pm #

I subscribed to Joel Comms "My google payday" and half the links in week one were inoperable when discussion how to create offsite links and then I just got completely cut off the program when I had not signed in for four days as I was about to tackle week three of the program. I tried to link to the BBB as well and that did not work.

March 5, 2009

Luz
7:11 pm #

So is that site of My Internet PayDay another scam?

March 7, 2009

Rob
12:21 am #

Thanks for your site. While the terms are in the fine print, to me this borders on false advertising.

March 8, 2009

Nick
1:04 pm #

Calling all international users who have got caught with Joel's $1 scam !!

Of course most of us cannot reach that number and to not have a vaild email service to allow members to cancel, but he does have an email service to get you to join is criminal but I found a way that allows you to call them from Australia for free :)

I have an iPhone…if you grab the app called "Fring" and use the service on Fring called "SIP" it will let you dial American/USA toll free numbers just like you were on a normal phone in the USA…great…

now all I have to do is sit up until 4 in the morning.. I should be nice & happy by then so this should be a pleasant cancellation of a service…

NOT….

not happy Jan….or Joel…or whoever you are…obviously going broke if your having to resort to scams to make your claimed squillions of dollars a month….

March 9, 2009

Joel
6:30 am #

Nick,

The trial offer is completely legitimate and my office is entirely reachable by either telephone or email.

You can call us at 970-278-0011 or open a ticket at http://www.thehelpdesk.us

Any voicemails left or tickets opened during the trial period will be honored as you would expect.

Joel

P.S. – we've put together a ton of content in the member's area. I would hope that you have taken the opportunity to absorb it.

Nick
7:56 am #

So why is http://www.thehelpdesk.us not on your website or contact us page?

I do admit the information in the 7 day trial is good information, spot on and if I had the spare $78 i would stay on. It's really sad that the miss representation is there with the joining fee.

if it was made crystal clear from word go, I would actually be recommending your program by word of mouth which you would understand to be invaluable.

I have emailed the website above and yesterday sent an email to the address that confirmed my payday membership (not posted on here for spam reasons).

I expect that the membership will be canceled within 48 hours, if not I'll make plenty of noise.

Nick.

Katherine Bartn
1:44 pm #

I am the same as Nick. i have tried calling and got a no service response. I have emailed a ticket as you will to you help desk and expect to be removed from you credit card and emailing lists within 48 hours as well as i was joined up to the program by someone unauthorised for my accounts.
Katherine

Jimmy
7:28 pm #

Nick,

But the terms are listed there with the appropriate use of the asterisks right below the order button. I don't think he needs to have it say that you'll be charged $78 bucks right there. The asterisks let's us know we need to look and find what the page is referring to.

This is taken right off the BBB:

"The asterisk or other reference symbol should not be used as a means of contradicting or substantially changing the meaning of any advertising statement. Information referenced by asterisks should be clearly and prominently disclosed."

I don't think the asterisks would be used to initially deceive people. The web designer probably just ran out of room to put "you'll be charged a recurring fee of $78 on your free trial", instead.

So it's easier to put the "* Additional Terms Apply" and then we know enough to go find the terms the asterisks is referring to. Plus, the phrase "* Additional Terms Apply" is clickable as well – so that makes it OK.

Hope this helps!

-Jimmy

Loretta Valdez
8:30 pm #

I agree that I think Joel is scaming for more money and deceiving us by not making it clear as to the additional money it will cost after the 'trial'; and making it hard to cancel. I am looking to subsidise my income and I can not afford to pay money to earn money. Even if I like his concept, all that goes down the drain when Joel cons people. He is rich enough, he can afford to add a few more sentence to his ad to make it truely legit. He fail on that, and on that note I will cancel on his program immediately. He is NOT HONEST enough for me. If he is not doing it correctly and being honest up front, to me this is a scam.

March 10, 2009

Victor
5:06 am #

I came across a link to Joel's webpage while looking at another site.
I have no credit card and so wrote down the toll-free number to call about ordering by mail. When I called the number, I discovered that I can't reach it from my area. So, I came back online to find out how else I could contact them and came across this site when I entered the URL. I'm glad I did because now I'm not so sure I'm interested any more.

Kelly
6:11 pm #

heheh the number on their cancelation line hangs up on u after one ring if anyone is interested. tried 5 times in a row to confirm lolz scammers are sad ppl

alex
10:20 pm #

so basically it is a scam and that people have to pay $70bucks every month? that sucks…

Lucian
11:56 pm #

Hi,

I also try to cancel the trial during the 7 day and can't reach the customer support number, or the one listed by Joel here.

I tried to open an account on http://thehelpdesk.us but the confirmation email never came to me.

Not sure what to do, I still have 4 days left until the 7 days expires.

I tried to call also from VOIPRaider but the same result.

Lucian

March 11, 2009

Lucian
12:05 am #

Forgot to mention, I'm from Canada.

About the My Internet Pay Day content – it is very good. I knew there will be some monthly charges, but I did not see these listed until today. Can't afford that for now.

Thanks,

Lucian

Richard Brannan
7:35 pm #

Hi Everyone
SCAM….I FEEL
I cannot contact anyone as above the number goes dead the other number is engaged all the time the support desk…no email back
I loved the first week INFO Layout everything good information etc but i would have paid the full amount and had the 13weeks all at once but this is horrible
I cant do anything cant google pull these sites?

Lucian
7:54 pm #

I tried to register 4 times to thehelpdesk.us and I never got the confirmation email… The phone number are inaccesible also…

Joel or someone from your team, if you see this, please let me know how can we get hold of your customer support. I need to cancel my subscription before sunday when the 7 day trial expires.

Thanks,

Lucian

Lucian
8:05 pm #

Good news. I used VOIPRaider to call 1-970-278-0011 and finally someone answered and I cancelled my membership.

Perhaps they have too many people calling and the line was busy all the time.

I am glad that it was solved.

Lucian

March 12, 2009

Victor
5:30 am #

If the trouble with getting through were because of too many people phoning, the line would sound a busy signal. I got no busy signal, but a recording saying that the number is inaccessible from my area. Others that have written to this blog say that they received no answer. There's something else going on that doesn't seem as innocent as you're willing to grant Lucien. I still say I'm glad I didn't get through by phone and found this blog before I managed to sign up.

Victor.

Hi Victor,

Yes, I got the same thing as you, "out of area" for the Support phone number listed on the website (1-888-210-9941)

The number that worked for me was 1-970-278-0011, this one is listed above by Joel and I also found it in one emails from them after signup. Yesterday this number did not have the busy signal, it just ringed once and disconnected. Today it worked on my first try, but I did use VOIP instead the regular phone.

I was frustrated and concerned that I will not be able to cancel before the end of the trial version. And yes, the monthly payments are not very visible on the site when you first get the trial version.

I would not recommend this site to other people.

Here is another thing that I noticed — there are some advertising on the facebook for a Google Cash program. These websites have the same pictures and content, and claim the same things, just the website owner's name is different and they show like it is from your local area. So they fake that to make you think that someone else "close" to you (as in the same city) was able to do that, then why not you give it a try! I found these after I signed up with a link to "My internet payday" coming from a site like this.

So I'd say – don't go for it.

Lucian

Victor
6:17 am #

Paul,

That could be the case as I'm in Canada, but frankly, I agree with Lucian and I'm not going for it. That's why I said I'm glad I came across this blog before I managed to find a successful way to sign up.

Here are 2 examples:
http://coreyhasmoney.com/
http://www.dangetsgreen.com/

Look at the content. Those 2 have different names and pictures, but they have the same story:

"A year ago I was an account manager for a (drum roll) a pipe manufacturing company. Not exactly what I dreamed of when I was growing up. The job I had before that, I used to work in at a mortgage company."

Look also at the comments, almost same persons, same comments. And at the bottom it says "Leave a Reply. — Comments disabled due to spam." As otherwise people will have something to say to those sites…

And the thing that I talked about is adding links on Google, but when you click on that "Google Cash Starter Kit", it goes to My Internet Pay Day, which has tutorials about how to use Google services…

Perhaps Joel changed his program or something. The content inside is good, video tutorials, e-books etc. But the way you get to it or to get out of this system is not something you can trust.

Be aware, anyway.

Lucian

Paul,

Thank you for creating this site! It is useful for people to get an advised opinion on different work at home programs.

Lucian

whitey
4:05 pm #

I never saw monthly membership fee!
now im trying to get out of this membership and i cant get through to any of the numbers! either out of area or it just automatically disconnects!!

Jim
8:52 pm #

It was nearly impossible to reach anyone at customer service and when I finally did, they were uninformed and very rude. No response to 5+ emails either. Smells like scammers to me.

Jimmy
9:20 pm #

TWO asterisks? LOL. Come on guys, how many freaking asterisks do you need? Sheesh.

I mean I found the terms in just under 5 seconds the first time on the page and it took only one asterisks to spot it.

-Jimmy

March 13, 2009

james
3:30 am #

Im pissed my son signed up for this thinking it was $1 used my credit card without telling me i found out 7 days later after i had been slugged the $78 after 5 days i want my money back and you need to be contactable by email you contacts are rediculous

Nick
7:23 am #

I have received a confirmation email from Infomedia, confirming my account cancellation.

That's more like it !! Now it's starting to look more like a service you would expect from a reputable internet information trader.

Now all Joel needs is the monthly fee's up front not hidden, and also the links to the cancel service up front & not hidden and all would be well.

I definitely cannot recommend it to anyone in this state.

That goes for the new service that has been advertised to me in the cancellation email also "Twitter"

Thank you for honoring my cancellation.
Nick.

Nick
8:03 am #

Are you guy's sure this is not just "Google Money Tree" re-wrapped into another name. Is Joel also behind "Google Money Tree" ??

Joey
3:09 pm #

I was set up and running within 30 minutes and the results are in. My revenue in my first 30 days was $1,800.83 – more than enough to cover my mortgage payment! The next 30 days brought in over $2,200 straight from Google.”
- M. Quick

“Joel saved my business with a fraction of the insight found in this eBook.”
- Chris Pirillo, Tech TV Host

“I've been using Joel's techniques and now I'm watching my clicks and earnings go to levels I never thought possible.”
- Bob Rankin, Internet Pioneer

“I spent a couple hours implementing your suggestions and BAM — I have been making an extra $50 per day since. I can't believe I allowed myself to just leave that money sitting on the table.”
- Alice Seba, AliceSeba.com

Lucy
10:49 pm #

Joey, so wat exactly is Joel all about. I haven't workd since 06' & am in need of a job. I just don't want to do something that leads no where. What exactly does Joel give in his trial? I am so tired of being screwd I really need something that is gona get me out of debt.

March 14, 2009

Victor
5:37 am #

I'm not far from the same boat as Lucy. I've worked contract projects periodically since being laid off in 2008 and all it will take is a dry stretch of a couple of months to sink me. I could use a legit venture such as Joel promises, but am leery of things that sound too good to be true.

Deborah
4:11 pm #

I just tried to cancel my subscription and I reached the
customer support line without a problem.. I was told that there was nothing to cancel as they had no iformation ie.. no credit card info or anything else just my name and email. I hope I don't get charged and they say they have no record of my calling to cancel. Will let you know if I have any trouble.

al
11:48 pm #

Just cancel your credit card as if it was stolen and they will not be able to use it again.

hahahaha

March 15, 2009

Nick
1:54 am #

Deborah,

you would have had to give your credit card information to pay the $1 fee !

jonathan
3:51 pm #

I've been in the program for three weeks and the content is great, I have to conciously try to keep on schedule due to the amount of content. It's more than worth the $78…

March 16, 2009

Nick
11:53 am #

I don't think a single person here said that the content was not great, from the looks of the above posts i would go as far as saying that Joel appears to have an excellent reputation and a number of people were disappointed that there were these 'mistakes' on his Internet Pay Day product.

I even went as far as saying I would come back myself despite the hiccup ! I am more disappointed I don't have the cash to continue at the moment.

Sue
11:11 pm #

No response to tickets submitted so tried the number Joel left on this site, got through straight away and very helpful staff confirmed no money had been deducted from my card, closed my account and said they would e-mail me confirmation. I agree that the content seems worthwhile and I will certainly try to re-sign when I can afford it

March 17, 2009

Victor
4:04 am #

I agree with Nick. No one has questioned the content of the material. Hell, I haven't even seen it yet because I don't have a credit card and didn't get through to the toll-free line. Since finding this blog I haven't tried again. But, even if it's a great system, no system is a perfect fit for everyone. Some will find it a perfect fit, others will find it a less than perfect fit, but still worth the effort and others will find it doesn't fit them at all. And if it's not a fit, you need to be able to withdraw. Course I haven't even gotten in yet and haven't made up my mind whether to or not.

Grae Yohe
4:20 pm #

I can see this blog already has a pretty staunch position FOR the program, but I'd like to add my name to the list of people who got scammed by these people.

I signed in for the initial $1. Went through the first week's material.

Two weeks later I realized I hadn't gotten anything further. So I went to the site. And it was gone.

(went from mygooglepayday to myinternetpayday.com)

There was no redirect. I had to dig to find another site, which SEEMED to be right.

Called customer service, who refused to offer any sort of refund on the $79 they charged after the first week. Wouldn't even consider a partial refund.

Okay, I know that TECHNICALLY, they didn't violate any law. There IS a TOS that explained this. But they were crafty about hiding it; they moved their damn site without any notice to me; they gave a WEEK trial when a MONTH trial is far more common… because they know people can easily lose track after a week and get screwed.

Illegal? No. Highly unscrupulous? Yes. I will warn everyone to stay away from this and Joel Comm.

tnerb
6:14 pm #

scamming [edited]a**holes[end edit] with no compassion for humans who make mistakes and think that someone is really trying to offer truly "risk free" trial

March 18, 2009

Brian
4:51 pm #

I'm confused, what is so hard to understand about a 1 Week Trial? The trial offer concept is used by 1000's of companies, major corporations, infomercials.. You try it for free, for price of shipping, for $1 etc.. they direct you to the terms and then they bill you after the trial.

What planet are the people from who don't know this?

Jimmy
8:15 pm #

LOL. I hear you Brian. How big does the guy have to make his asterisks? What a bunch of losers, this is getting dumb. Start reading and learn what an asterisks is used for or don't order anything ever again period. I really wish you could see me smacking myself on the forehead right now. Kudos Brian!

Jimmy
8:22 pm #

LOL. Man, now people are even pretending that their kids used their credit cards "without their permission". Give me a break! The only reason I came hear is to read all the crazy crap people say. I completely skipped over that post the first time around!

March 19, 2009

Victor
6:03 am #

From what I've seen written here, people are not complaining because they don't understand the concept of a 'free trial'. They're complaining because of difficulty contact the company once they've had the free trial and wish to cancel out. The same problem has occurred in the past with mail-order book clubs that offer 'sample freebies' and then it's frustratingly difficult to stop the books from coming in the mail after the freebie arrives.

March 24, 2009

Jasmine Smithy
2:37 pm #

I am learning so much with this program, I was looking for other people in the program when I came across this site. I see all the complaints but I have been happy with the product and called 3 times getting through easily everytime.

Wen
3:42 pm #

OK, so help me out..do you guys like this program or not???I am looking for a way to make more money and you all did a great job in confusing the hell out of me. Should I sign up for it or is a scam???
Someone please be honest with me…I have been scammed enough just trying to up my income.
Thanks

March 25, 2009

Wen
2:25 am #

Jasmine- Let me ask you. Do you really make enough money to cover the $78 dollars a month it cost you??

Punky Purple
2:35 am #

Are you a real person or a bait???

Wen
3:39 am #

Am I a what?? I am just looking for something to help with my income and get my ass out of debt, like everyone else here. I think I am going to stuck to what I know is true…You don't pay money to make money.

Victor
5:10 am #

Personally, it doesn't matter to me who Punky Purple directed his comment toward, it's a legitimate comment. A vendor that's selling a product and becomes aware that someone created a forum for discussing the product would naturally want to ensure that the forum generates good press for the product. He might then take action to nudge the discussion in the direction he'd like it to go. We have no ready way of knowing who's at the other end of each comment posted here. But, as Paul says, most of the comments have been favourable to the product, just not particularly of the way the marketing was set up. At any rate, I took the advice at the top to heart and bought "The Adsense Code". I haven't cracked th book yet, but I'll see what it's got to say.

March 26, 2009

Ryly
2:38 pm #

So, has anybody who does NOT like this site made any real money? even $1? Or does it not work at all? Remember if it sounds too good to be true, it probably is!

March 27, 2009

Victor
6:30 am #

Paul,

I've attended a couple of workshops where we were shown how to set up websites and I work on a Mac. Mac includes templates for setting up websites, but I've never done so. I'd appreciate the info about the training you mentioned. I'll have a look at SEOFastStart.com as well.

Thanks.

March 28, 2009

jakester
9:18 pm #

I see all these people asking "are you making $78 per month" or "are you even making more than it costs". I have this to say, if you think you are going to learn a tradeskill and start making money with it working like 1 hour a week for a few weeks then you are sorrily mistaken.

Everything in this world takes work….there are no push button money systems but there are systems that can make you money if you actually put forth some effort and take the time to learn.

People work their entire careers to master the techniques taught in programs like these and 80% of the people that buy in get mad because they aren't making money after a whole week of using the system and an hour of total work.

If you wwant to earn then put forth some effort in the same way that you would if you had to get an additional traditional job.

Laughable….

March 31, 2009

Ellen
12:47 am #

I signed up to do this and now I cant find where ther training is I made the mistake of not writing it down and u cant access it from the website just a sign up page again

Amanda
7:41 am #

I have also been scammed by this. I am from Australia. I signed up for the $1 ebook and got charged $114. I have sent multiple tickets to them with no response. I Have also unsubscribed but have no response. I have also emailed their support address and also no response. I am pertified that I will be charged each month now. HELPPPP.
There was no mention of this reoccurring charge when I gave my credit card. I have reported this to the fraud area of my bank yet nothing can happen until this company responds to me.

Joel – or anyone from your company – if you see this please tell me how I can cancel my membership IMMEDIATELY.

Amanda
9:01 am #

Hi
In Australia I am unable to stop the direct debit from my acct each month – the merchant must do this so unless they respond to me I will have to continue to pay and I only wanted to pay $1 so I have already been charged an additional $114 AUD. I am very angry about this. I have sent 4 tickets and emailed twice – all over the last 4 days. No response at all. I will have to be up at 3am in the morning to contact them by phone. I wish they would respond.

Sue
9:11 am #

Amanda, I too am from Australia and it's really not that hard to get in touch with them. I couldn't afford to continue and cancelled very simply by calling:
0011-1-970-278-001 bear in mind the time diference and make the call between around 8.00 and 9.00am Aus time. As for the e-book I'm afraid I thought the site was pretty clear that the $1.00 fee was for the online trial and training.

Sue
9:24 pm #

Amanda, you don't have to stay up at all, I called at 8.00am and had no problem you should be able to get them any time up to about 10am, they will give you a cacellation confirmation number so if anything gets taken from your credit card after that you have a traceable complaint.

Amanda
9:33 pm #

Hi Sue – thankyou for that – I got up nice and early today and called and cancelled. I did question them on their ticketing system and he told me that even though its part of their website that they have nothing to do with it so for anyone else out there – dont submit a ticket, call!

April 8, 2009

smitty
12:17 am #

This a complet joke

April 14, 2009

Ellen
8:37 am #

How do u cancel this, I have tried to do it but it is not working for me.

ash
11:58 am #

worstttttttt scammmmmm ever do nottt commit to it gives u a head ache got to call them tomorrow im gonna tell them offf

April 18, 2009

TekWiz
8:29 pm #

Well I saw a banner for this page: http://www.marysmoneyblog.com. Looked at it and saw all those "genuine" people with all those checks so I was curious what this was about…

Google is a free service, they don't charge you for anything. When someone offers some "trick" to make google pay you $170+ an hour it sounds like a scam. Sure you can make money with google but you have to put time and effort into it.

This guy is making big money by convincing people to sign up to his "program." If he was making so much money off google then why would he want to create all this competition for himself?

There is no "free money." On google you either advertise and pay when people click on your links (This is called AdWords)or you get paid when you post ads on sites and people click on them. (This is called AdSense). Look here: http://www.google.com/intl/en_us/ads/ads_1.html.

So sure you can make money from google if you have pages with content that people come to and click on your links but you need worthwhile content for people to come. If you host a lot of pages and have a lot of traffic, sure you might make some money, but you do have to do work to get there…

But this guy's trick is to prey on people's dreams that they can make money for almost nothing. So he provides a lot of "genuine looking" testimonials by people who supposedly could quit their jobs by "posting some links".

These scams involve posting so much text so you would waste a lot of time reading about how rich you are going to get but obviously avoid telling you exactly how it all works. Well that's because it just doesn't work. The only thing that works is that you pay like $1 for the trial and then good luck trying to cancel it. In fact if even 90% of the orders get cancelled, then he still has 10% which don't. Now if he gets 1000 people signing up and 100 remain paying $78 a month, that's a cool $7,800 a month. Not bad for posting some really genuine looking testimonials. Is it that hard to get some friends to help you if you offer to give them a couple hundred $ for the photo and testimonial?

Remember people: You can't make something from nothing. As you can see what happened to the economy when these mortgage lenders tried to make something from nothing. Sure the scammers make off with a bunch of money but the average Joe just ends up losing some cash. If you're a scammer then sure these scams might work for you, but if you're a honest person you won't try to make money by scamming people….

Tek.

April 21, 2009

Gary
3:42 am #

Interesting reading, im a student and studying full time to be an airline pilot with a massive student loan and not enough time to work, almost could have handed that credit card number over without thinking, thank god I did.

The crux of the story here is, NO ONE has proof they are making all this easy money within 72hours. Sure some of the content might be good, but in New Zealand its 100% misleading and false advertising, I would like to hear googles take on this as well as im assuming thats where the money is coming from?

Too good to be true? It always is.

Bill A
10:43 am #

Have any of you noticed that the page asking for your credit card information is NOT an "HTTPS" (Emphasis on "S" for "Secure"???

I wouldn't begin to consider the possibilty of considering the possiblity of considering or reckoning that I could possibly be silly enough to consider the possibilty of considering that I might decide to submit my credit card information on a page that's NOT SECURE (non HTTP"S")… Need I say more?

April 22, 2009

Scott F
1:23 pm #

Hi all

I personally feel cheated by the offer handed out by Joel Comm on 'myinternetpayday.com'. I've got no money and was looking to help my income and thought that this programme may have been the solution I was after. Unbeknowns to me, apparently it will now cost me 78 dollars a month, and thats money I just don't have!
And now like many of the other bloggers here I cant contact anyone from his company (using the numbers provided on the website or above) to cancel my account! Ive emailed 2 tickets to his support website 'support.infomediainc.com' and yep you guessed it nothing in return there either! I hope someone from his company sees this and finally makes contact with me to confirm the cancellation of my direct debit account from this scam of a website! Please help….

Scott

Amanda
10:41 pm #

Hi Scott

I am from Australia…and as I have mentioned previously after numerous tickets (which dont work!) I did manage to have someone answer the phone and they cancelled my membership – a membership which I had no idea I had signed up for. I challenged the person on that and also questioned the ticket system, both of which he could not answer. Typical. I am hoping this month's money does not come out of my account – so I am waiting.and watching…My bank is following it up though too so lets see if these people get their justice.!

April 23, 2009

Scott F
7:53 am #

Hi Amanda

Im an Aussie too, Im in the exact same boat as you. I had no idea that I had signed up to anything! Im extremely irate at what has happened and at the fact that I can not contact them at all to cancel my account, and also that they dont seem to have the common decentcy to get in contact with me after Ive been trying all this time! What was the number you got through on? I think Im going to have to call the police if I have no luck soon!

Scott

Scott F
3:05 pm #

Everyone

To anyone in Australia who has had the same trouble as I have had with 'my internet payday' by Joel Comm and been scammed into having to pay seventy something dollars a month into something that was only supposed to cost one dollar, I have some news for you.
The number to call from Australia to cancel your subscription is 001119702780011. Hope this saves someone from getting into trouble.

Scott

April 24, 2009

Phil
5:44 pm #

Hello Everyone,

I just canceled my account. Here is the info from the fine print where we signned up…

"Google Money System". For questions, call 1-800-309-6980 Mon-Sat, 9am-9pm, EST.

April 27, 2009

Alvin
2:08 am #

Hi, This is my 2nd day of the 7 day trial. Does anyone know how long does the entire course last? Is it 13 weeks?

If so, will my membership automatically be canceled after the course ends which means thereafter they wont be deducting the monthly fee of $78.64 from account?

Any help is greatly appreciated. Thanks

Alvin
4:15 am #

Thx for the reply. So is there really no way to cancel by email or through any other online mediums? Bcos it's really not very convenient for me to call their department from Singapore just to cancel a membership.

Found this email Joey@infomediainc.com from the infomedia web site. Dont know whether it will confirm my cancellation if I email to this add.

But for now, I plan to try out for the first month to see if the course is right for me. I just hope when the decision to cancel calls, it won't be a big hassle.

Alvin
4:28 am #

Thanks Paul, makes me feel much more relieved to try out the course.

Amanda
5:00 am #

I dont mean to put a spanner in the works but it took me over 10 days to cancel and I am still monitoring my credit card to this day.. – so if I were you tread very carefully and leave yourself enough time to cancel since I have since found out its a 7 day trial.

Alvin
7:24 am #

Thanks, I can see where you both are coming from. In the most desperate case, it's best I try to cancel it by calling if the ticketing service fails to respond :)

dorothy day
5:25 pm #

please contact me regarding my internet payday,

Amanda
9:44 pm #

Hello Dorothy.
Do you work for the company?

April 28, 2009

Bronson
6:42 pm #

All these comments and I have yet to see what would appear to be a real person apart from the blog owner, Paul.

By the way Paul, thanks for facilitating discussion on the subject.

As will any of these programs, READ THE FINE PRINT TWICE —
All too often the so-called squeeze pages and sites are set up rather quickly and often lack the polish and attention to detail of a full blown site and are very rarely tested for folks coming from oiutside the US.

Always remember to do your homework and seek out both negative and positive feedback about a product before even thinking about making a decision — and never let your need for money override your common sense and gut feel.

April 29, 2009

J.C.
7:34 am #

I would like to contact the company to cancel.What is the tel. code for South Africa before the toll free number.Or where in the U.S.is infoMedia,inc 1151 Eagle Dr Suite 325 Loveland, co 80537 located.This is about my http://www.my-internet-payday.com.with joel.comm. Can you please help me as well
I thank you.
J.C.

yigit
1:48 pm #

what if I sign up to trial with a virtual master card and limit it to 1 dollar expires in 10 minutes? is it the best way to see what's inside trial duration?

Kenneth
4:24 pm #

Hi

I registered to this site (myinternetpayday) and i have read the terms and condition. I contacted them and said that i would like to cancel my membership/subscription. They said that they have canceled it and i have receive an email that they have canceled it. Is it true that they already canceled it? Has anybody encountered that they cancel your membership/subscription before their trial ends and if they did they not get any money from you?

Hope my questions to be answer immediately..

Kenneth

Kenneth
7:12 pm #

Pual,

Thanks for the reply!

Kenneth

Kenneth
7:13 pm #

Sorry i misspelled your name :D

Thanks again..

Kenneth

J.C.
7:21 pm #

Dear Paul
Could you please help me. I did not know it would be so difficult to cancel my http://www.my-internet-payday.com contract over the phone.All the telephone numbers that InfoMedia, has given me to use i have tried plus using the U.S.code 0011 before dialling there number.In South Africa i also need a area code so i need to know were in the U.S. they are situated.Do you have any idea ?. I will appreciate it if you could maybe help me.Even a e-mail address would be nice.
Kind Regards
J. C.

J.C.
9:20 pm #

Hello Paul
That web site is not valid anymore. But thank you for trying to help me. It seems i will have to write them a letter. It would have helped me if i knew where in the U.S. loveland,co 80537 is situated. I only joined them last night, but once i glanced through the first weeks presentation i realised that it was not for me. I have no problem in giving them the first $1, just not interested in continuing.

I did receive three e-mails from them, but i have not clicked on anything as yet, thought if i did i would be committing myself to there contract, as i sure did not read the fine print.I then typed in http://www.my-internet-payday.com to find out more about the company and came across your discussion group and saw how difficult it was for people to cancel. So now i am in a real dilemma.
Thank you
J. C.

J.C.
10:48 pm #

Hello Paul
Thank you i went on to that link submitted a support ticket with details of my request. So all i can do now is wait. Just hope it works, as it is way past midnight here in South Africa and i need sleep.I also printed out that page when i was finished.Gosh!! just saw you left me a number thanks i sure will try this and keep in contact with you tomorrow.
Thank you so much again
Kind regards
J.C.

April 30, 2009

yigit
7:01 am #

Hi Paul,

Thank you for your answer

Kenneth
4:33 pm #

Paul,

For example, as i sign up in myinternetpayday i put my name and last name but the credit card is not mine..will they will able to get money from the credit card??

Need immediate reply..

Kenneth

Kenneth
5:25 pm #

Paul,

I use my auntie's credit card with her permission..I said to her that i can get money..When i found out that i would pay large, i said to him that i was wrong and i sign up to a scam (what others called). She got angry to me and i found out how to cancel it. as i said yesterday i cancelled it. I fill out the information using mine not my auntie's name, etc..

Will they get money from my auntie's credit card?

Kenneth

Kenneth
5:53 pm #

Paul,

Thanks for the answers..

Kenneth

J.C.
7:22 pm #

Hello Paul
I have NOT been successful with any of the telephone numbers i have tried. NO matter which time of the day,all phone numbers are inaccessible. Not even OUR telephone company can use those phone numbers to access them. So i have done all i can do on my side to cancel. I did submit a support ticket with details of my request,with your help.

Joel in his comment he made in March the 9th 2009 in your column above said [all voice mails left or tickets opened during trail period will be honoured as you would expect]. So i will just have to believe that, as it went though successfully on my side,and i have that in black and white.I recall in my mind that i did not click on the last pagers you could still get as FREE when glancing through the first interdiction on my-internet-payday,as by then i knew that it was not going to be something i would pursue.
In two of your columns you gave a "HERE",in blue,i have subsequently clicked on that and read the Code Of Advertising and found under"FREE"(a)something useful and of interest. I also went to see my Bank Manager and cleared things up there.
I would just like to thank you for your support as it gave me much encouragement to see just how far i would go to try and cancel this problem i got myself into. I have given them all i have in my mind for the last two day's and feel that this is there problem and NOT mine.
Kind Regards to you Paul
Thank you again
J.C. :)

May 1, 2009

Matt
6:56 am #

I had never heard of My-Internet-Payday.com…until somehow a $1 charge appeared on my credit card statement! I have no idea who got ahold of my credit card information and signed it up under this website, but I have never been to this website before. I don't even use my credit card for online purchases besides iTunes, my Verizon bill, or recurring purchases like that. I have used it in the past for other internet purchases, but not anytime recently. I immediately called and had my credit card canceled because of this scam.

Kenneth
9:31 pm #

Does someone tried myinternetpayday and canceled it before the trial expire? Did you not encounter problems in your credit card account after canceling the subscription?

Kenneth

May 2, 2009

Not Kevin
6:26 pm #

Joel Comm used to have an okay reputation online so I am very surprised to see him use similar tactics and techniques to the scam sites. Sure he has made the t&c clearer over time but the comments above still suggest lots of support problems and the site has almost the same look and feel of the scam sites. As far as I am concerned any positive opinion I had of Joel Comm is now gone because of him jumping in the same cesspool as the shady "get rich with Google" offers.

In any case if you want to learn about adsense there is plenty of FREE advice and info online – paying $78 per month is ridiculous in my opinion.

The way this is being marketed by CPA affiliates is disgraceful too – http://www.marysmoneyblog.com/index.php?t202id=1569&t202kw=media319593 same fake check, fake picture, fake earnings claims and fake testimonials as all the other get rich quick crap flogs (fake blogs) out there and claims of "Get paid $5 to $30 for every website link that you post on Google" is a completely false misrepresentation of what Adsense is.

The CPA network and the merchant have a duty of care to ensure that affiliates who breach the FTC guidelines in this manner are kicked out of the network.
The day will come when the authorities go after the affiliates directly for these breaches and it is unlikely they will find the CPA networks and merchant to be free of blame either.

May 4, 2009

silverfuck
10:41 am #

It's nice that I could get the first 10 lessons for 1 buck.
I can't seem to find the other 3 though.

kyazu
11:09 pm #

I'm sorry, my internet payday relies on lies and deception to trick people into buying information they already have it IS affiliated with scottsmoneyblog, and, though they have altered the websites repeatedly to create an illusion of legitimacy, it is nonetheless still a scam, regardless of which iteration it's in

May 5, 2009

Not Kevin
1:03 am #

Referring to the actual landing page for MIP rather than the fake blogs of the CPA affiliates – I have to agree with Kyazu here – not only is the my-internet-payday site using a VERY similar look and feel to the scam sites it is also using the same tactics (fake scarcity: text saying only 46 slots left; irrelevant logos to imply authority/trust (NBC ABC CBS CNN WSJ); misleading statement "Google pays $150-$356 USD a Day To Work from Home" etc etc
http://www.my-internet-payday.com/riskfreetrial2.php?SID=50519

Plus small print at the bottom: "The individuals shown are paid models, and not necessarily My Internet Payday or InfoMedia Inc. customers. " And on the credit card info page, yes they put the info about the continuity but it is still in much smaller print than any of the other text above the fold on that page.

From someone like Joel Comm? Not good enough! Yes, as you point out the info MAY be good – I cannot comment on that as I have not signed up and therefore have not seen it – but bear in mind that adsense is a lot less complex than say adwords and yet monthly membership clubs for adwords like those from acknowledged experts like Glenn Livingston ($29.99 per month) and Perry Marshall ($39.99 per month – was $29.99 until last month and still is for existing members) and Howie Jacobson ($20 per month) are all around half the price or less that of Joel Comm's rate of $78.64 per month. Plus all those people are very straight about what you are signing up for and what you will get so you know exactly what the terms are. And for less than the price of Joel's offer ($77 one off fee no monthly recurring at all) you can get access to the entire niche blitzkrieg course…

But my main problem is not the content or the price – it's the WAY that this is being marketed – not just by the CPA affiliates but the way it is being marketed by Joel.

My Internet Payday is probably a product aimed at 'newbies' and I think there are much more reasonable ways to promote it.

And this is not the first time that Joel has used forced continuity without being totally 100% clear about it – even Lynn Terry was caught out last time: http://www.clicknewz.com/1449/download-joel-comms-97-guide-for-under-10/comment-page-1/#comment-128881

So Paul perhaps you have "leaned too far towards giving Joel the benefit of the doubt here"? In any case I for one will no longer buy anything sold by or recommended by Joel Comm after this.

Not Kevin
1:55 am #

Another fake blog, this one has the Infomedia address in small print at the bottom. Which might make it easy for people to think Infomedia either owned or approved this site:
http://wealthresource.org/kevin/

Erina
6:13 am #

What i load of crap!! I ordered and pay for the trial and have not received anything! I can't even get ahold of anyone to cancelle this rip off BS!!! Its been a week and 3day, i have tried everything and still no word and i will be chaged the $70+ for nothing!!!!!
WARNING:
THIS IS A SCAM!!! DO NOT BE SUCKED IN!!! These people just want your money!!!
I'm so disappointed and you should be ashamed!!
Thanks for nothing!!!
Erina…

abd razak
2:09 pm #

I have just file an official complain to BETTER BUSINESS BUREAU'S ONLINE COMPLAINT SYSTEM.
COMPLAINT NUMBER:46018853

I am praying that the company of My Internet Payday Membership respond and NOT charge my credit card for I
WANT TO CANCELL IMMEDIATELY.

As a precaution I ve contacted my credit card issuer to stop
all online purchase approval with immediate effect.

ARAH

Charles
4:49 pm #

If not a scam then definately deceiving. First, no where during sign up or in the terms of service page did it say I would be charged 78 dollars after 7 days. Secondly it is NOT easy to set up. You better have a computer science degree to understand the adsense set up instructions, which is how you would make any money. as for customer service….what a joke. this guy joel makes his millions by ripping people off. I'm still trying to cancel, and can't get through.

Johan
6:36 pm #

Spot on TekWiz ;-)

Sick of Scammers
9:17 pm #

I am so f*cking tired of getting bogus e-mails from these people.

If anyone is inerested in contacting the marketing comapny that is responsible for "My internet Payday" sites such as tomgetsgreen.com, kevingetsgreen.com, etc as well as ebayworkers spam e-mails here is their contact information. I suggest you call them directly because they are the ones who created these websites and spam e-mails and are responsible for helping to scam you out of your money. They are located in Loveland, CO and their direct office telephone number is:

970.278.0011
U.S: 1 888.210.9941
Fax: 970.278.0033

Ask to speak directly to Joel Comm or Ken Burge.

++++++If they don't answer at their office don't worry here is their home telephone numbers. Gotta love using the internet against these SOBs that use it to scam us. All this info is easily available

[Personal information has been removed, because it is mainly the affiliate networks that are
allowing the sites such as TomGetsGreen.com - not the product owners].

Company
Infomedia Inc is a private startup incubator focused on developing leading edge marketing systems and the software needed to support them.

Executive Staff
Joel Comm – CEO http://www.joelcomm.com/

Joel is an Internet entrepreneur who has been online for over twenty years. In 1995, he launched WorldVillage.com, a family-friendly portal to the web which enjoys thousands of visitors each day. He is the co-creator of ClassicGames.com, which was acquired by Yahoo! in 1997, and is now known as Yahoo! Games. Joel has launched dozens of web sites, including the popular bargain-hunting shopping site, DealofDay.com, SafetySurf.com and FamilyFirst.com. Joel is the Internet Revenue Expert, speaking and writing on topics that help people make money online. He is the author of the New York Times Best Seller, “The AdSense Code”, was the Host & Executive Producer of “The Next Internet Millionaire”, the world’s first competitive Internet reality show. He is also the author of “Click Here To Order – Stories of the Worlds Most Successful Internet Entpreneurs” and Twitter Power – How to Dominate Your Market One Tweet At a Time.

Joel’s Wikipedia Entry

Ken Burge – President

Ken Burge is President of Infomedia Inc and has over 15 years of experience in sales, marketing, and conference speaking. As an 8-year veteran of Microsoft Corporation Ken never missed his 10M+ quota and was consistently rated as one of the company’s top performers. As an expert in business strategy, technology and marketing Ken has consulted with many of the Fortune 100 including Pepsi, American Airlines, EDS, Texas Instruments, and ConocoPhillips to name a few.

ted carr
10:10 pm #

im so maaaddd @ you people i cant even type i want my 78 bucks back… rip offs….ill cause you more trouble than you can imagin…..my 78 bucks put it back!!!!!i sent u a dollar and u hit my account unauthorized…..put it back….PUT IT BACK

May 6, 2009

eric
12:50 am #

So has anyone that has been on this site made any money from this payday thing or not??

eric
12:52 am #

has anyone made any money in the first place??

Helen
1:03 am #

I too am having problems cancelling my membership – I too agree that the monthly membership fee was not made clear on sign up and unfortunately can not afford this at the moment.

I have logged 2 tickets at the helpdesk address posted throughout this discussion, tried to call all the numbers that I can find and sent an email to the address that confirmed my payday membership – all of the above have been useless, I have had no response to any of them.

I want my membership to be cancelled ASAP – god what do you have to do – will cancelling or reporting my credit card as lost prevent any money being taken?

Helen

Helen
1:05 am #

May or not pay to mention that I am in NZ

silverfuck
11:44 am #

78 dollars? A steal…
I don't have it, never knew I was supposed to have it?
How do I cancel by e-mail or something that doesn't require me to speak to them by phone?
What if I don't cancel it? They can't take any money from me because I ain't got it on this credit card.

Kenneth
3:06 pm #

Helen,

I had cancelled my membership.

Just call 1-970-278-0011, just use voipraider cause it's free to call on united states.

Hope it helps..

Kenneth

S M
5:06 pm #

Yep, totally agree with comments about scamming.

I have tried ringing several times, and each time, my call is in a long queue of 20 – 38(most recent) other callers. And calling long distance to US, I'd be going broke in no time at this rate. What sort of a professional does not put up an option to cancel on the members area? Also, the voice message says that callers could contact support@infomediainc.com, what for when you get no response back whatsoever. I have left messages, and tried ringing, and I will never be taken in by Joel Comm again, ever!

Not Kevin
7:02 pm #

This is being advertised (by affiliates) on adwords too (in a very misleading way)

Eg: This one even claims to be offering jobs – not even a “business opportunity” but actual jobs (which of course don't exist).

Here is their adwords ad:

Now Hiring: (Good Job)
Job Requires: Basic Computer Skills
Your Own Home Computer. Weekly Pay.
http://www.MarysLifeJob.com

troll
7:24 pm #

You can cancel the membership by filing a ticket at http://support.infomediainc.com, calling 1-888-210-9941, or for international callers use 1 (786) 866-9353.

As for the scammer comments the terms are all over the pages and I cannot see any other method for canceling your membership that they could even offer. Some people don't pay attention to anything they are doing including putting their credit number in and purchasing things.

S M
8:53 pm #

With reference to (Joel @ 6:30 am) response to Nick on March 9, 2009

"Nick,

The trial offer is completely legitimate and my office is entirely reachable by either telephone or email.

You can call us at 970-278-0011 or open a ticket at http://www.thehelpdesk.us"

I tried calling the phone number, again was in a queue of 20 callers ahead of me, so I took the option to submit a cancellation request – as per the recorded message – at :
http://www.my-internet-payday.co/index.php?module=cancel&s=3

I received a cancellation confirmation number, finally! After many attempts to cancel, I can now hopefully relax.

So, for all of you who are attempting to cancel, go straight to the link I posted here. You should have no problems getting a cancellation confirmation.

S M
8:56 pm #

Ooops, correction, the link should end with .com (it got truncated in my earlier message), so it should be :
http://www.my-internet-payday.com/index.php?module=cancel&s=3

Good luck

elena da italia
8:57 pm #

ho un problema. non sono capace di disdire il contratto con my internet payday.
il numero verde 1 (786) 866 9353 e 1 (888) 210 9941 non esistono
qualcuno può aiutarmi?

S M
8:58 pm #

Hi Helen,

Just do like I did to get your cancellation confirmation id.
Go to the following link :
http://www.my-internet-payday.com/index.php?module=cancel&s=3

S M
9:00 pm #

Go to the following link to cancel, and get your cancellation confirmation id, like I did :
http://www.my-internet-payday.com/index.php?module=cancel&s=3

Sick of Scammers
9:25 pm #

Call Joel at his house. Just Dexknows.com his name in the loveland, CO area. I'm sure he wouldn't mind taking your call around dinner time, especially if you are a loyal customer.

May 7, 2009

abd razak
6:52 am #

Thanks SM. I managed to fill up the standard form to cancell. After following your attached url.

The reply said after 2 business days I will be receiving
an email from "My Internet Pay day membership" cancellation.

I AM PRAYING.

Regards,

Abd Razak

Kenneth
8:06 am #

Elena,

Semplicemente chiamare 1-970-278-0011. Utilizzare solo voipraider perché è libero di chiamare in Stati Uniti.

Buona fortuna.

Kenneth

Not Kevin
5:08 pm #

Some interesting points made in Paul Myers newsletter today:
http://talkbiz.com/tbn050709.php#story

It's a long article so I will pick out the following quotes from the above source:

"A lot of marketers tend to take a very narrow look at each section of their advertising and content, treating everything with what they believe is clever legalistic parsing of specific statements. They also believe that, as long as something is mentioned at least once in their copy, that it's got them covered from claims of misrepresentation.

Dumb assumptions. Also, not surprisingly, wrong. "

and

"The FTC looks at it from the same perspective from which a typical consumer would. Which is to say, they consider the impression that a typical consumer would get from the advertisement. They know that a "typical consumer" doesn't read every line of a long copy sales letter, just as clearly as copywriters know it. They also know that most consumers don't read the disclaimers tacked onto your ads.

By the way, if you think you're being clever by putting your disclaimers in small and/or faint text at the bottom of your ads, you need to rethink your position. That's like screaming at a regulator: "Read this ad carefully. It's intentionally deceptive!"

Yes. Really. Ask your lawyer.

If you hide the recurring billing part of an offer so well that it takes someone like me five minutes to find it, when I'm actively looking for it, you're just begging for problems. The fact that it's there isn't enough. It has to be clear to a reasonable person. "Reasonable person" doesn't mean "Reads every word of the copy," either.

That's not a fictional example for dramatic emphasis, by the way. I really did see an offer – a heavily promoted one, by a very well-known marketer – where the recurring billing "option" was that carefully hidden.

You may be sure that I won't be buying or promoting any of that gentleman's products any time soon."

May 8, 2009

silverfuck
5:56 am #

So for anyone again, what you should be visiting is
http://www.my-internet-payday.com/index.php?module=cancel&s=3
Thanks

Daniel
1:25 pm #

May 9, 2009

Lucille Felton
3:04 am #

I agree with the person who wrote that you may have to cancel your credit card if you have tried to reach the company to cancel your subscription, but are not receiving any response. You should not be forced to pay for something that you don't want or cannot afford just because someone is making it extremely hard for you to cancel.

jonny
9:08 pm #

i too may have fallen for this so called "easy money scheme",i filled in my credit card details but rather than hit the submit button i went back a page first to confirm something and then decided not to submit but i got an initial email which i was asked to click on a link to get a free ebook so now that i got this ebook does this mean im on his payroll even though i didnt submit my cc details but went back to his homepage ,in other words would clicking back a page be the same as clicking the submit button. the email i have received is Joel Comm's absolutely FREE Payday Report eBook and weekly Payday Report Newsletter!

May 10, 2009

jonny
10:58 am #

thanks paul , in theory i agree with you that i shouldnt be charged and the reason i got his email is you fill your email address in on the first page and by clicking on to the 2nd page automatically registers your address in his files but just in case can you tell me the phone number i should be using for cancellation…..im a resident in the uk

Me
2:43 pm #

I still haven't received a cancellation confirmation :(
So is this it? Am I being robbed by this guy?

Me
2:44 pm #

I don't even have any money left on the credit card :-S

inocent
3:41 pm #

hi ..i signed up for the $i trial offer,,not knowing of the other charges so i canceled my subscription on http:www.myinternetpayday.com/module/cancel
why are they not sending me a confirmation …

May 11, 2009

imfedup
7:52 am #

rEFER TO SILVERFUCK

FOLLOWED HIS ADVUCE.

BEWARE!!!

When you tried to fill in the cancellation form…

A red coloured remark will appear…

YOU HAVE TO FILL AGAIN MAYBE 3 TO FOUR TIMES

THE RED REMARK WILL SAY SOMETHING LIKE " INCORRECT DATA.."

IS THIS ANOTHER PLOY BY THEM TO FRUSTRATE US IN CANCELLING??

NEED HELP.

stacie
3:24 pm #

I just tried Myinternetpayday services. I also tried to cancel before my trial period was over. I called the numbers provided and got a recording saying the voice box was full (goodbye). They have already charged my bank account. I have also tried the links provided to no avail. Now I have to change my bank account in order for them not to charge my account again.

jonny
6:03 pm #

paul thanks again, i called my cc company and they tell me my card hasnt been used in 2 weeks but as a precaution ive changed the number so that should be that…ta ta

Sabrina
9:49 pm #

I have some issues with this. I just tried to sign up for my 7-day trial and after giving my credit card information, I noticed that there did NOT seem to be an icon in my browser window indicating that it was a secure form (my first mistake). Then on the next page, where you fill in user information to register a user account to access the members area, the form was either broken or the server was having issues.

I waited for 15 minutes while the page failed to load and my browser kept saying it was waiting for a response from the server. I then tried to log in, hoping that my information had been submitted only to be greeted by the error that my username and/or password was incorrect. So I tried to use the link to retrieve my password and when I entered my email address, it told me I did not have an account.

I check my email looking for a confirmation notice that either my payment was accepted or my account was created and all I find are two messages both insisting that I have to click the link inside to ensure that I receive future messages regarding my account. Both have simply "support" as the sender and when I click the link inside (my second mistake), I'm redirected to a simple page that tells me I have successfully confirmed my email for…no name. Both confirmation pages show a line that SHOULD end with the name of the company or service but it's not there.

Frustrated since it's only a 7 day trial period and I can't afford to pay the normal monthly fee if this is not going to work for me, I went in search of the help page…which there is NO LINK FOR anywhere on the site. So I called the number listed on the "contact" page and instead of reaching customer service, I got a recording telling me the mailbox was full!

At this point, I'm feeling scammed. I went to the link for the terms to find other phone numbers and finally reached a service center. The URL for both the help pages and the online cancellation page is ONLY available via the recording on that service line.

I haven't broken down enough to try using the cancellation form yet to see if it even works. But after going through all of this and wasting the first day of my trial waiting for a response to my service ticket, I notice some things about the site that normally would indicate a scam or phishing.

*Typos in the web text
*Broken forms
*Email INSISTING that I must click the link within
*Errors on the confirmation pages those links redirect to
*Missing help links and/or information
*Non-functioning customer service line
*Live help offline during normal business hours
…am I missing anything?

IF this is a legitimate web-based business, I would think that they would test their website and double-check for errors and typos BEFORE publishing it publicly. So either I've just been scammed or the owner of this site was in a serious hurry to get it posted and too cheap to hire reliable help with the site itself. If the latter is actually the case…then I have to wonder why this person can't afford to hire a reliable webmaster if his program is so successful.

May 12, 2009

andr3i_21
12:08 am #

The so called "Call customer service" at the numbers listed on their site to CANCEL you subscription don't work. It's a big 1$ scam that costs you 78$ monthly after the first seven days. When I subscribed I didn't carefully read the conditions and after a week and a half I've seen that they charged me 78$ on my credit card. Let me tell you that I was shocked. DO NOT SUBSCRIBE AT THEIR PROGRAM IF YOU DO NOT WANT TO PAY 78$ MONTHLY. This should be written on the first page because even if you try to resign from the
program in the first 7 days you can't. You can't reach customer service and there is no way to contact them by e-mail. The only way to cancel your account is to go at http://www.my-internet-payday.com/index.php?module=cancel&s=3
and I don't know how much time it will take to cancel. This will get ugly is I can't contact them to refund my money.

Andrei

Dana Chandler
1:15 am #

I would like to leave a comment. I cancelled my account DAYS AGO!!!!!!!!!!
My banking information shows that I have been charged ANYWAY. You managed to get $78. even after I cancelled. I have confirmation #, too.
I want this money re-credited to my account or I will be contacting Better Business Bureau!
Mrs. Chandler!

Alan vi
4:08 am #

scam scam scam IT'S Joel'S M.. F… PAYDAY

fuckthisguys
4:53 am #

After several frantic search for help I managed to cancell.; by the URL provided by silverfuck.
DO YOU WANT TO KNOW their reply…

Something like this…

…Your membership/subscription are now cancelled. Since
you made the cancellation after the 7 day trial period we have no alternative to charge you the 78 Dollars.
…. you may use the course and after this you will
no more be charged…

SCREW THEM. RETURN BACK MY MONEY. SCUM BAGS.

Please readers pass the message to your friends, this is
a thinly veiled marketing by them which is a TRUE FUCKING SCAM.

Yes USD 1.00 first to entice you , and they make it very
insconspicuous on the 78 Dollars monthly charges.

LET US ALL UNITE AND REPORT THIS SCAMMER TO THE RELEVANT
AUTHORITIES.

FEDUP 2FUCKTHOSEGUYS

fuckthisguys
4:55 am #

GUYS!!! LETS ALL UNITE AN SUBMIT COMPLAINT TO "BETTER BUSINESS BUREAU"

andr3i_21
11:46 am #

I agree with fuckthisguys, we should all unite and submit a complaint!!! If anyone of you starts a complaint you can contact me at andr3i_21@hotmail.com for my coordinates. Lets bring these guys.

Kenneth
12:50 pm #

Dana Chandler,

Do you cancel it after the trial expires or you cancel it before the trial expires??

Kenneth

silverfuck
3:11 pm #

I did not receive any cancellation notice even though I tried to cancel it. We'll bring this Joel bastard down.

K Patel
5:26 pm #

Joel, I had opened a ticket for cancellation. I was caller # 41 while I tried the toll free # to cancel my account. I didn't get a confirmation email stating that my ticket has been received. I called in over and over again to cancel, and finally spoke to a CS Marina, the WORST CS EVER! Trust me ever spoken to. Sooo rude. No Manager available and am still waiting for my cancellation confirmation email to arrive. Have not got any yet! How can you advice that the tickets opened within trial will be accounted for cancellation? Stay Away! I am very disappointed with the service. I am waiting to hear from a Manager.

john
5:53 pm #

the easiest way i found to cancel your membership is to go to my-internet-payday.com/cancel. the 3rd page is the cancel page. it worked for me hopefully it will work for you.

Dana Chandler
6:37 pm #

I cancelled within minutes of finding out there was a hidden 78.00 charge! Pissed me off!

Dana Chandler
6:40 pm #

I've tried contacting the BBB. There was no evidence that this so called "company" even exists.
Guess I should have known myself that $1.00 was too good to be true with some money-making business. Usually (with ones i've tried before) it took least $1000 to just get started!

Fatih Aslan
8:29 pm #

I dont care if the content is good or the course is helpful. I just know that that "scam artist" Joel guy managed to deceive people who are hopeless and may have serious financial issues. That is not fair at all and he needs to pay for it. I called my bank and told them my credit card was stolen so they wont be able to get any fee. But i am really pissed off about the way the company my ass do business. Whatever you people decide to do i am so on it because people should guard against these kinds of bast..rds..

MIPD
10:48 pm #

Dana,

We do mention that additional terms apply five times on order page, and pricing is also on order page and terms.

http://www.my-internet-payday.com/index.php?module=order

Here's the BBB information: http://www.bbb.org/northern-colorado/business-reviews/online-salesmen/info-media-inc-in-loveland-co-46013275 The BBB graphic is clickable on the order page.

We now have an online cancellation form to auto cancel accounts and apologize for the difficulties some customers have had with our phone lines. We will continue to ramp up and evolve to meet the demand for our products, as well as address customer concerns.

Problems with your account? Fill out a ticket at: http://support.infomediainc.com or call (888) 210-9941

May 13, 2009

noel schofield
10:02 am #

THIS SITE IS A FUCKING SCAM!!! IVE BEEN RIPPED OFF!!! IM GOING TO HUNT THIS JOEL MOTHER FUCKER DOWN!!! IM GOING TO CUT HIS TONGUE OUT AND EAT IT!!! YOUR A DEAD MAN JOEL!!!

ads
7:29 pm #

joel i hoope you die in hell

May 15, 2009

Bird
12:17 am #

This is a SCAM !!!! who so ever is saying the content is good is part of scam master Joel gang..

is there a way to get money back after they have cheated you?? I need the money back. I am out of the job and really need these bas…ds to give my money back.

Not Kevin
2:58 am #

There is another version of the order form here:
http://www.my-internet-payday.com/index.php?module=order2&formid=43

The additional monthly fees info is still in tiny grey print on a dark yellow background (hard to read)

The 'look' is very similar to the Easy Google Profit landing page which judging by the amount of complaints is at best deceptive and probably a scam.
http://blogclasses.com/wp-content/uploads/2009/04/joshmadecash-order-form.png

And the testimonials are for previous products so why are they misleadingly being used for this one?

My Internet Payday is still being promoted by fake blogs with fake testimonials etc – why no comment on this by Joel /Infomedia and why no crackdown on these CPA affiliates as what they are doing is clearly illegal.

If it's such a great product why the BS – just be upfront and say something like "we think you will love My Internet Payday and you can try it out for just $1 at no risk, after that it's $78.64 per month but if you decide it's not for you then simply cancel online or by phone within the first 7 days"

As Paul Myers said here : http://talkbiz.com/tbn050709.php#story

"Consider: If your product genuinely offers a solution to a problem or the fulfillment of a desire on the part of a market, you can convey that message in an effective and motivating way, without the need for deception.

If you can't, either your product or your sales copy needs serious work."

John ireland
2:43 pm #

I have noticed the internet payday link i was using is now a dead link http://www.my-internet-payday.com

Its a 404 message which is ironic as they tell yu how to redirect a 404 to another page in week 2 haha..and now there 404 isnt redirecting anywhere its just gone..

John ireland
2:47 pm #

The my internet payday link is now a 404 forbidden after week 3 of my trial..

http://www.my-internet-payday.com

John ireland
2:57 pm #

Hahahaha now i know why its a 404 they obviously can block ips that have paid for trial period and when the funds cant be taken from cc they block you are they ant scam you

This is why i use a prepaid credit card here in ireland
and i knew something was dodgy with this payday thing so
i made sure i had about 2 euro left in my prepaid cc
so check out how many times they tried to take money from it hahaha

Sorry my internet payday but i owned you this time

Transaction History

Date

Seller

Description

Reference

Merchant amount

Amount

15/05/2009

MY-INTERNET-PAYDAY.COM /

Purchase Insufficient funds

913505681593
AuthCode:0

$78.64

€-57.86

14/05/2009

MY-INTERNET-PAYDAY.COM /

Purchase Insufficient funds

913408349277
AuthCode:0

$78.64

€-57.71

13/05/2009

MY-INTERNET-PAYDAY.COM /

Purchase Insufficient funds

913305049300
AuthCode:0

$78.64

€-57.71

12/05/2009

MY-INTERNET-PAYDAY.COM /

Purchase Insufficient funds

913208953851
AuthCode:0

$78.64

€-57.87

11/05/2009

MY-INTERNET-PAYDAY.COM /

Purchase Insufficient funds

913106828363
AuthCode:0

$78.64

€-58.38

09/05/2009

MY-INTERNET-PAYDAY.COM /

Purchase Insufficient funds

912906984245
AuthCode:0

$78.64

€-58.38

08/05/2009

MY-INTERNET-PAYDAY.COM /

Purchase Insufficient funds

912810968181
AuthCode:0

$78.64

€-58.90

Not Kevin
4:41 pm #

Hi Paul, Yes that version of the order form is being actively used right now as I clicked through to it from one of the fake blogs today – so if the offer is being run through more than one CPA network I would guess there is probably more than one version of the order form?

Donna
10:44 pm #

Hi Joel! Well i am unable to reach your staff at all. I am from New Zealand and recently i discovered that my flat mate has illegally used my credit card to purchase your program. I have got all the authorities onto it and it is in progress. I was wanting your team to take me off your list because i have to cough up 135.00 monthly ( after being converted ) here. I am sorry for any inconvenience and i have not seen any of the material available. Any refunds would be greatly appreciated. Thank you lots and look forward to hearing from you….

May 16, 2009

Toni
8:53 am #

How I can stop this? I'm from Finland and its hard to call here in US. Because I need go every morning work so I need sleep. So I cant woke up at night and call. First I think this take only fee 1$ but no. I was like o_O when I saw I lose 58,19 euros. And I don't even use my website or remember what it was :D Can some1 help me or what I need to do? Don't want call + my English suck like you can see. :/

Toni
9:30 am #

Ok, thank you guys I found cancel link. I hope this work and they dont take my cash anymore. Or I go change my bank so they cant take anymore :D

May 18, 2009

fuckthisguys
5:09 am #

Good Luck TONI;

I filled up the cancellation form.
You know what They still charged my credit card
saying I cancelled after the 7 day trial period
expired.

Of course, For more than 7 days I couldnt contact them
and only on the 9th day did I get the URL address to
cancell.

You better cancell your bank account or change to a new one.

fuckthoseguys.

I hope they fry in hell and before they're dead…

Ann
7:22 am #

i felt devastated, my bank account was deducted by myinternetpayday a total amount of Aus$104.91 in converton to Joel's US$78.64.. i was busy the whole week job hunting and didn't think of the account i made, i am totally idiot! and when i saw on my account that my money is gone missing, and all i wanted is to unsubscribe to myinternetpayday on this link that i read somewhere http://www.my-internet-payday.com/index.php?module=cancel hope it was really successful, as i am running out of money.. the only money left on my account is AUS$71 and i need to save that money so i can survive for this week. hope they won't deduct any money from me.. please help me, if anyone of you can help me to unsubscribe please i beg you. thanks in advance.

Ann
7:57 am #

hi again, please Joel, if you are reading this.. you already deducted me Aus$104.91 = US$78.64 i know it's impossible that you will give it back to me. i haven't received any of your cd or materials until now.. it doesn't matter to me now but please do not deduct the only money left on my bank account which is Aus$71 i'm begging you please. please please. i'll stay away from internet now, i promise..i've learn my lesson now! please Joel of myinternetpayday..please don't take away the only money i have now.

Joao
11:20 am #

Hello Joel
I see that you like to do people in,you scam has reached major hights, you should be proud, but alas – your time is short, very short. I have just finished giving all the info I have on your scam to the special unit investigating internet scams in the secret service. It is just a matter of time before they catch up to you. I have also said that i would gladly be a witness against you in the legal proceedings that will follow. Enjoy your moment

steve
9:23 pm #

Any one sign for http://www.my-internet-payday.com

i sign for the $1 trail after few days they charge my credit card $75
I call and they say no refund, is there is any way i could get my money back, and i promies no more dream for work from home
i have save this money to pay to more two chocolate labrador dog this month, althought it is only $1 dollar and nothing more, now i dont have the money food for my dogs next month and it take me one month to save £ 55 pound , how i'm going to feed my dogs and pay for shopping, they shout tell me first there is another payment will be charge, not only the $1 dollar trail
any one have an asnwer please?
the problem now is, they will charge my credit card every month they say, and i call the telephone number in they web site, no one answer, i stay 48min on hold with poor music sound, and i call international to USA from London
this realy hard , is any one can help and answer me and advice me what to do?
Please?

David Baker
9:44 pm #

I signed up and lost $9,000 from my bank account then my computer was hacked when my computer loaded it just said MIP Ha$£k21r

steve
10:01 pm #

They say that they are Google partner

Any one sign for
http://www.my-internet-payday.com
and
http://www.MyGoogleDayPay.com

i sign for the $1 trail after few days they charge my credit card $75
I call and they say no refund, is there is any way i could get my money back, and i promies no more dream for work from home
i have save this money to pay to more two chocolate labrador dog this month, althought it is only $1 dollar and nothing more, now i dont have the money food for my dogs next month and it take me one month to save £ 55 pound , how i'm going to feed my dogs and pay for shopping, they shout tell me first there is another payment will be charge, not only the $1 dollar trail
any one have an asnwer please?
the problem now is, they will charge my credit card every month they say, and i call the telephone number in they web site, no one answer, i stay 48min on hold with poor music sound, and i call international to USA from London
this realy hard , is any one can help and answer me and advice me what to do?
Please?
the problem now is, they will charge my credit card every month they say, and i call the telephone number in they web site, no one answer, i stay 48min on hold with poor music sound, and i call international to USA from London
this realy hard , is any one can help and answer me and advice me what to do?
Please?
is there is any way to stop http://www.my-internet-payday.com collecting money from my Credit card?
Update:
the Guy name , Joel Comm he say he work partner with Google

Monier
10:12 pm #

hey every one, here is the news and every one should use!!!

1- Call your bank and say some one have all of my credit card information and buying online, please stop and cancle my account
2- open a account dispute and clim all your money back 100% i made it
3-tell the back they try the credit card for $1 DOLLAR first to see if the card is active they they take more money, it is a fraud and you want make Dispute

I made all this and I get all my Money back

Facebook your muma Joel Comm

VIVA ENGLAND :) ))))

the bank will open new account number and and new credit card, with start and expire day new, cc number , and the 16 digital number at the card will be new,

and now all we can say to joel comm FACEBOOKED YOUR MUMA

Not Kevin
11:37 pm #

Maybe Joel Conn got the idea for marketing this way from his friend Brock Felt (of emillionaire institute fame)
See:
http://209.85.229.132/search?q=cache:zcEUlZBYOyAJ:www.facebook.com/people/Brock-Felt/1074755489+brock+felt+facebook&cd=1&hl=en&ct=clnk&gl=us

Nice company you keep Joel!

Seems like I am not the only one who is surprised to see Joel Comm and scam in the same sentence:
http://www.richjerkreviews.com/My-Internet-Payday-Scam.html

But now we know who his 'friends' are maybe it's not such a big surprise after all.
http://www.google.com/#hl=en&q=emillionaire+scam&aq=3&oq=emillion&fp=1_wXsDL0V4s

May 19, 2009

Not Kevin
12:38 am #

Well I didn't quite call it a scam (though some here and elsewhere have). I just said I was "surprised to see Joel Comm and scam in the same sentence" :)

I prefer the dictionary definition of the verb scam:
"deprive of by deceit" – I think that's a fair description of any hidden continuity offer where the continuity bit is hard to find – either tucked away in the terms on a seperate page or in the small print at the bottom of a page.

Nobody likes being 'tricked' and nobody likes a nasty surprise of a chunk of their money dissapearing from their bank account when they were not expecting it.

Yes, of course people should read the small print – but (false) calls to action like "hurry only xx slots left" or a countdown timer or an annoying talking Joel :) do tend to pressure people into rushing…

And do most people always read the terms and conditions in full? – I mean sometimes there is pages of the stuff and always in such small hard on the eyes print. Just today I downloaded an update for some Apple software – didn't bother to read the terms in full – partly because I trust apple enough not to have something hideous in there, but also because hey it's hard to read and I have more interesting things to do so click yes accept…

When it comes to marketing I just prefer the honest approach – here is this great product, this is what you get, try it free for x days then it's $xx a month but if you don't think it's for you then you can cancel anytime..

Maybe this 'soft sell' approach is not the most effective for the seller but it makes me comfortable as a buyer and probably cuts those 'scam' complaints down to almost zero too.

Marcus
6:25 pm #

Well, we in Europe call this a scam. Its a shame for myself to got a victim of this.
You have to inform clearly about any additional costs !!!

Thank god we are on a safe side because european banks immediately take the money back and cancel the credit card. Its stress enough, though.

DON'T GET A MEMBER OF MY INTERNET PAYDAY !!!

By the way the website is down, so cancelation not possible. Hope it stays down !

Sheron
7:19 pm #

I got scammed by My _internet_payday…i had to cancell my cc..and lost my money i didnt even know was to be taken..so yes i am very upset..I have no job and am on the last week of unemployment..and u take my money what is fair about this..Othes have been scammed to..but i have reported it to FBI and Will to BBB

Sheron
7:40 pm #

Well Joel I hope you are satisfied with yourself..now that u have scammed so many including me..But guess what…it wont be long and they will have you..I have also repoted you to FBi…because I have a friend that works there..and Banks are becoming aware as i have called many to inform them of your scam..Yes you took me for 79.64..But in the end i will not be behind bars …i hope it was worth it for you..OH AND BTW we know about all these suposed links to BBB and internet crime ect..They are your LINKs…lmao i may have been stupid the first time But I now know…Hope you Rot in he;;

Not Kevin
11:15 pm #

There is a countdown (an annoying flashing one) on the initial landing page as well as text reading "hurry only 46 slots left open" (which is of course complete bovine excrement)
http://www.my-internet-payday.com/riskfreetrial2.php?SID=fakeid

[This landing page is a current one from both CommissionEmpire and LeadExpose CPA networks]

There isn't a countdown on the payment page – however there is a 'talking Joel' who looks impatiently up and down to his right once he has stopped talking. The number of "slots" has also suddenly decreased to 38.

WARNING! More importantly (and not mentioned in your original post) is that the payment page is over a non secure connection (http: instead of https: ) A big no no to send your credit card details online this way. See this screenshot:
http://i709.photobucket.com/albums/ww94/scambuster_photos/mip2.jpg

HTTP and HTTPS – What is the difference?
"You understand why this is so important, right? If a website ever asks you to enter your credit card information, you should automatically look to see if the web address begins with https://. If it doesn't, there's no way you're going to enter sensitive information like a credit card number!" From:
http://www.virtu-software.com/ask-doug/QandA.asp?q=7

May 20, 2009