This is a discussion of My-Internet-Payday which appears to be the same product as Joel Comm’s MyGooglePayday discussed here already.
Also, there is a new UNRELATED product called Internet Payday discussed here:
2/05/2010 update: I thought it would be important to point out how quickly InfoMedia fixed issues people complained about here. Also, it is important to realize that a totally DIFFERENT company – having nothing to do with Joel Comm’s company started a different offer they ALSO called “My Internet Payday”.
Also, InfoMedia quickly got their BBB rating back to an A+ rating after it had dropped down to a B- rating. You can see that here:
6/1/2009 update: My-Internet-Payday has a message stating “My Internet Payday is Not Accepting New Members at this Time. Please check back in the future for openings.”
I also noticed that a lot of the fake blog owners pulled My-Internet-Payday from their promotions well before My-Internet-Payday posted that message. That could be because they knew the offer was going to expire, it could be because InfoMedia specifically disallowed that form of promotion, or it could be for some totally different reason.
5/25/2009 update: This whole discussion of My-Internet-Payday seems to have turned into a discussion of how to cancel the course. If that’s what you’re looking for, there is plenty of information throughout the discussion on that and the direct link to their support desk that covers that is here:
http://support.infomediainc.com/index.php
Also note that when I say “improvements” it does NOT mean that’s how I would like to see the order process in an ideal situation and it’s my opinion based on past versions of the order process I’ve seen. But what you and I think individually doesn’t mean anything as I try to explain in my 5/19/2009 post which I got a lot of flack for. Along with my 5/24/2009 reply to Annelie. Keep in mind that is a layperson’s interpretation of only a partial piece of the FTCs material on clear and conspicuous disclosure – the experts in those matters are the Attorneys for the company’s in question and the FTC attorneys.
The difficult part of that as Not Kevin (in my opinion one of the more substantive contributors to this aspect of the discussion) has pointed out is that there seem to sometimes be multiple forms of the order process going on simultaneously – I don’t know if that’s a temporary situation or not.
Hopefully eventually this discussion will get back on track at some point and allow people to give their feedback about the actual product, although I certainly do understand that what’s been going on has value as well.
5/14/2009 update: Hackersafe logo issue has been fixed.
5/12/2009 important update: Enough has gone on here that I feel it’s important to point out that My-Internet-Payday never made it into the recommended products list at WorkAtHomeTruth or the top 10 recommended home businesses list. I had planned to move into a full review of the product, but because of the feedback I’ve received about customer service for the product here I’ve decided to put that on hold.
4/27/2009 update: Even MORE improvements to the order process! The current disclosure on My-Internet-Payday site is now placed directly at the point of the order form which is good news. For some reason the HackerSafe logo snuck back on the page, but that was just probably an oversight that will be fixed soon.
4/17/2009 update: The My-Internet-Payday sales process has gone through a major overhaul and has implemented the following changes:
- The Hackersafe logo issues has been fixed.
- The text next to the asterisk now states: “This is a $1 Trial. After trial expires additional monthly fees apply see terms and conditions.” (Note, you can find the terms and conditions at the bottom of the second page – the page on which you enter your payment details).
3/24/2009 update: BBB logo issue has been fixed
Again, it’s a $1.00 trial offer which automatically converts into a $78.64/monthly fee at the end of the trial period in order to retain access to the membership. The cancelation procedures are spelled out in the Terms and Conditions found by clicking the Terms and Conditions link which tells you to:
“CAREFULLY READ AND AGREE TO THE TERMS BELOW BEFORE ORDERING:”
And then goes into the details on how the trial offer works.
Joel Comm has made significant contributions to the field of Adsense Education which is easy to see from the vast number of legitimate testimonials he has for his product The Adsense Code here. Those are REAL people giving REAL testimonials. And people like Alice Seba who is giving her testimonial there don’t just hand out testimonials willy-nilly.
I still have some qualms which I feel obligated to point out since I am constantly telling the visitors to WorkAtHomeTruth to look for these kind of issues on sites, so I’d be remiss not to mention them.
I still am wondering why the HackerSafe logo is being used as I discussed in the write-up of the sales page for MyGooglePayday here.
3/24/2009 UPDATE: The issue with the BBB logo discussed in the following paragraphs been fixed and has been made clickable now.
3/24/2009 Start of original BBB information follows…(The following discussion of the BBB logo is no longer relevant but left in place for historical purposes).
I also don’t understand why My-Internet-Payday.com doesn’t have a live link from their BBB logo to their BBB confirmation page since the BBB Seal Program’s outline in Wyoming and Northern Colorado tells consumers:
“You know a company is authorized to display either seal if it links to a BBB confirmation page. Always click on a BBB seal to confirm the company’s good standing with BBB.”
Click here to read the full terms of the Wyoming and Northern Colorado seal program.
Certainly from a sales copy flow having a clickable logo would give up the control. On the other hand, if a site isn’t using the logo as it’s designed to be used I would think it could possibly have a NEGATIVE effect on credibility…although ironically the BBB themselves has NO Terms of use on their site as I’m writing this…click here for the Wyoming and Northing Colorado “Terms of Use”…NOT! (Note, they may have them up by the time you read this).
3/24/2009 End of the original BBB discussion (no longer relevant but left in place for historical purposes).
The bottom line is that based on my experience with some of Joel Comm’s previous information, it’s probably very good educational material, but I have NOT specifically reviewed the My-Internet-Payday course – which apparently is also known as MyGooglePayday.
As mentioned in the discussion of MyGooglePayday, you may want to pick up a copy of The Adsense Code BOOK first – although certain a 7-day trial should be sufficient time for you to decide if the My-Internet-Payday product is right for you.
You can grab a copy of the Adsense Code from Amazon on-the-cheap here.
Note: I should point out that Joel Comm has stated back on 2/27/2009 in the MyGooglePayday comments section here in that “We recently learned that Hackersafe is no longer active and are switching to McAfee as soon as we can get it running.” So I would assume we’ll see that switchover pretty soon, although I still don’t 100% understand that statement, because I thought that the “switchover” was done automatically for Hackersafe users, but it’s possible I’m wrong about that.
Click here to read about the change from Hackersafe to McAfee secure.
Related information:
Here are some the sites (NOTE: These people’s Adsense Revenue sites may be DIFFERENT) of the people giving the testimonials so you can confirm these are REAL people with established, professional sites:
- InternetMarketingSweetie.com is Alice Seba’s site.
- Lockergnome.com is Chris Pirillo’s site
- Barbara Feldman – Surfing the Net With Kids at SurfNetKids.com
- SurefireWealth.com is Jeremy Gislason’s site
- TheMarketingMD.com is Dr. Mike Woo-Ming’s site.
- TheInternetTourbus.com is a site co-run by Bob Rankin
Of course there are many more testimonials, but those are some of the better known authors and sites.
As always, any and all feedback is welcome.
How I can stop this? I’m from Finland and its hard to call here in US. Because I need go every morning work so I need sleep. So I cant woke up at night and call. First I think this take only fee 1$ but no. I was like o_O when I saw I lose 58,19 euros. And I don’t even use my website or remember what it was
Can some1 help me or what I need to do? Don’t want call + my English suck like you can see. :/
Ok, thank you guys I found cancel link. I hope this work and they dont take my cash anymore. Or I go change my bank so they cant take anymore
Good Luck TONI;
I filled up the cancellation form.
You know what They still charged my credit card
saying I cancelled after the 7 day trial period
expired.
Of course, For more than 7 days I couldnt contact them
and only on the 9th day did I get the URL address to
cancell.
You better cancell your bank account or change to a new one.
fuckthoseguys.
I hope they fry in hell and before they’re dead…
i felt devastated, my bank account was deducted by myinternetpayday a total amount of Aus$104.91 in converton to Joel’s US$78.64.. i was busy the whole week job hunting and didn’t think of the account i made, i am totally idiot! and when i saw on my account that my money is gone missing, and all i wanted is to unsubscribe to myinternetpayday on this link that i read somewhere http://www.my-internet-payday.com/index.php?module=cancel hope it was really successful, as i am running out of money.. the only money left on my account is AUS$71 and i need to save that money so i can survive for this week. hope they won’t deduct any money from me.. please help me, if anyone of you can help me to unsubscribe please i beg you. thanks in advance.
hi again, please Joel, if you are reading this.. you already deducted me Aus$104.91 = US$78.64 i know it’s impossible that you will give it back to me. i haven’t received any of your cd or materials until now.. it doesn’t matter to me now but please do not deduct the only money left on my bank account which is Aus$71 i’m begging you please. please please. i’ll stay away from internet now, i promise..i’ve learn my lesson now! please Joel of myinternetpayday..please don’t take away the only money i have now.
Hello Joel
I see that you like to do people in,you scam has reached major hights, you should be proud, but alas – your time is short, very short. I have just finished giving all the info I have on your scam to the special unit investigating internet scams in the secret service. It is just a matter of time before they catch up to you. I have also said that i would gladly be a witness against you in the legal proceedings that will follow. Enjoy your moment
Any one sign for http://www.my-internet-payday.com
i sign for the $1 trail after few days they charge my credit card $75
I call and they say no refund, is there is any way i could get my money back, and i promies no more dream for work from home
i have save this money to pay to more two chocolate labrador dog this month, althought it is only $1 dollar and nothing more, now i dont have the money food for my dogs next month and it take me one month to save £ 55 pound , how i’m going to feed my dogs and pay for shopping, they shout tell me first there is another payment will be charge, not only the $1 dollar trail
any one have an asnwer please?
the problem now is, they will charge my credit card every month they say, and i call the telephone number in they web site, no one answer, i stay 48min on hold with poor music sound, and i call international to USA from London
this realy hard , is any one can help and answer me and advice me what to do?
Please?
I signed up and lost $9,000 from my bank account then my computer was hacked when my computer loaded it just said MIP Ha$£k21r
They say that they are Google partner
Any one sign for
http://www.my-internet-payday.com
and
http://www.MyGoogleDayPay.com
i sign for the $1 trail after few days they charge my credit card $75
I call and they say no refund, is there is any way i could get my money back, and i promies no more dream for work from home
i have save this money to pay to more two chocolate labrador dog this month, althought it is only $1 dollar and nothing more, now i dont have the money food for my dogs next month and it take me one month to save £ 55 pound , how i’m going to feed my dogs and pay for shopping, they shout tell me first there is another payment will be charge, not only the $1 dollar trail
any one have an asnwer please?
the problem now is, they will charge my credit card every month they say, and i call the telephone number in they web site, no one answer, i stay 48min on hold with poor music sound, and i call international to USA from London
this realy hard , is any one can help and answer me and advice me what to do?
Please?
the problem now is, they will charge my credit card every month they say, and i call the telephone number in they web site, no one answer, i stay 48min on hold with poor music sound, and i call international to USA from London
this realy hard , is any one can help and answer me and advice me what to do?
Please?
is there is any way to stop http://www.my-internet-payday.com collecting money from my Credit card?
Update:
the Guy name , Joel Comm he say he work partner with Google
hey every one, here is the news and every one should use!!!
1- Call your bank and say some one have all of my credit card information and buying online, please stop and cancle my account
2- open a account dispute and clim all your money back 100% i made it
3-tell the back they try the credit card for $1 DOLLAR first to see if the card is active they they take more money, it is a fraud and you want make Dispute
I made all this and I get all my Money back
Facebook your muma Joel Comm
VIVA ENGLAND
))))
the bank will open new account number and and new credit card, with start and expire day new, cc number , and the 16 digital number at the card will be new,
and now all we can say to joel comm FACEBOOKED YOUR MUMA
Maybe Joel Conn got the idea for marketing this way from his friend Brock Felt (of emillionaire institute fame)
See:
http://209.85.229.132/search?q=cache:zcEUlZBYOyAJ:www.facebook.com/people/Brock-Felt/1074755489+brock+felt+facebook&cd=1&hl=en&ct=clnk&gl=us
Nice company you keep Joel!
Seems like I am not the only one who is surprised to see Joel Comm and scam in the same sentence:
http://www.richjerkreviews.com/My-Internet-Payday-Scam.html
But now we know who his ‘friends’ are maybe it’s not such a big surprise after all.
http://www.google.com/#hl=en&q=emillionaire+scam&aq=3&oq=emillion&fp=1_wXsDL0V4s
That’s fine, Not Kevin, but in my opinion calling something a scam without understanding what the legal meaning of scam or fraud is, is irresponsible. There is a specific legal definition of fraud and it’s up to the legal system to determine if a particular offering meets the legal definition of fraud.
As Lesley Fair stated in her 2007 staff presentation about “Clear and Conspicuous” at the FTC Negative Option workshop:
“About 5 or 6 years ago with the help of many of the people in this room, the FTC and the magnificent National Advertising Division of the Council of Better Business Bureaus had a one day workshop called Disclosure Exposure that did nothing but talk about this issue.
Coming from that event are what the FTC – what we call “The Four Ps”
Four of the factors that the commission staff is going to look at when we determine if a disclosure is clear and conspicuous.
The first – “PROMINENCE: Is it big enough for consumers to notice and read?”
Second “P” – “PRESENTATION: Is wording and format easy for consumers to understand?”
Three – “PLACEMENT: Is it even where consumers are going to look?”
Four – “PROXIMITY: Is it close to the claim it qualifies?”
Let me go through these each very briefly to give you a couple of examples of what we’re talking about.
Prominence – Big enough for consumers to notice and read.
The questions that we will ask ourselves and we hope you will ask yourselves:
“Is the typesize big enough for consumers to read easily?” Bear in mind there are a lot of 28 year old whizbang ad execs out there that may not realize that there are others of us at perhaps a more advanced age that that 4 point type just hasn’t existed for me since about age 38 and so you do have to bear in mind who your target market is…to remember that type size can be very important.
Is there a sharp contrast between the disclosure and the background?
The commission brought a case about 4 years ago that I think I can charitably say dealt with (a Crew letters) on a parchment background…very hard to read. It was not something – because of the contrast – consumers were going to be able to notice and read.
Please note the text under section 5 of the FTC Act is not “Is it readable?” The text is, “Is it read and understood and noticed and absorbed by the consumers who are going to be involved in the transaction?”
What matters under the FTC act is consumer’s net impression. That is always the bottom line from an FTC standpoint.
So the question isn’t “What did the advertiser intend to convey. What really matters is “What did the consumer actually understand?”
My little mnenomic – my little way of remembering this,you know. The question isn’t “Is it understandable with a magnifying glass and your attorney present?”
The standard is, “Are consumers in their normal way of looking at something going to be able to get at the end of the day…will they understand what the transaction involves?”
The key part that people who jump out and call something a scam miss is “what is the net effect to consumers” and how is that determined?
One way it’s determined is by the complaints that are filed through the systems that have been set up such as:
econsumer.ftccomplaintassistant.gov
The Internet Crime Complaint Center
The attorneys general offices of your state and the state of the company
complaint.bbb.org
The FTC does look at the complaints from the BBB when considering it’s possible case against a company.
Now, I’m not sure what other factors are used to determine the “net effect to consumers” and a couple issues come to mind:
1) Complaints aren’t a true random sampling, so theoretically I don’t see how they can be extrapolated to a larger number.
2) How much does the FTC consider the volume of transactions involved? I.e, 100 complaints filed against a business doing 300,000 transactions per year would be much different than 100 complaints against a company doing 1000 transactions per year (all else being equal).
Well I didn’t quite call it a scam (though some here and elsewhere have). I just said I was “surprised to see Joel Comm and scam in the same sentence”
I prefer the dictionary definition of the verb scam:
“deprive of by deceit” – I think that’s a fair description of any hidden continuity offer where the continuity bit is hard to find – either tucked away in the terms on a seperate page or in the small print at the bottom of a page.
Nobody likes being ‘tricked’ and nobody likes a nasty surprise of a chunk of their money dissapearing from their bank account when they were not expecting it.
Yes, of course people should read the small print – but (false) calls to action like “hurry only xx slots left” or a countdown timer or an annoying talking Joel
do tend to pressure people into rushing…
And do most people always read the terms and conditions in full? – I mean sometimes there is pages of the stuff and always in such small hard on the eyes print. Just today I downloaded an update for some Apple software – didn’t bother to read the terms in full – partly because I trust apple enough not to have something hideous in there, but also because hey it’s hard to read and I have more interesting things to do so click yes accept…
When it comes to marketing I just prefer the honest approach – here is this great product, this is what you get, try it free for x days then it’s $xx a month but if you don’t think it’s for you then you can cancel anytime..
Maybe this ‘soft sell’ approach is not the most effective for the seller but it makes me comfortable as a buyer and probably cuts those ‘scam’ complaints down to almost zero too.
Not Kevin,
My comment about “calling it a scam” being irresponsible was directed towards the RichjerkReviews site.
I’m not saying that it is a scam or it isn’t a scam. I’m trying to point out to people that those determinations aren’t made in discussions like these.
All too often, I see people complaining about “nobody doing things” about X or Y, but when push comes to shove, they themselves take none of the necessary steps that would help law enforcement to do something about “X” or “Y”.
Not Kevin,
I just reread what you just wrote, and you mentioned something I hadn’t thought about before – and that’s the offers that use the count-town mechanisms and how those could be construed as discouraging people from fully reading the terms of an offer.
I need to revisit all active versions of the My-Internet-Payday offer, as I don’t recall if that type of thing was being done here.
I recall in the State of Texas’ petition for a temporary restraining order against Google Money Tree that they did in fact discuss that offer creating a false sense of urgency:
“14. Defendants also attempt to create a false sense of urgency. For example, the GMT and GTC Sign-up Pages include a timer that begins counting down the time in which the offer is purported to. expire.1 But at the expiration of the represented time, consumers are instructed to “Reload page for last chance.” See Exhibit D. Reloading the page puts the same amo.unt of time back on the countdown timer, and the page can apparently be reloaded an infinite number of times.
Similarly, ” the IE Sign-up Page represents that the offer is only available to the next 362 consumers before the
price for the program will “return” to $197. As you linger on the site, the counter starts to count down. In reality, there is no such limit on the number of kits available – simply reloading the page returns the counter to 362″.
One thing else that just jumped out at me as I reread that petition was this statement:
“22. On information and belief, at the time of filing this petition, at least 300 consumers, including at least 17 Texas consumers, have complained of Defendants’ business practices, detailing occurrences substantially similar to those described above.”
Which surprised me considering that the WorkAtHomeTruth Google Money Tree discussion here had around 700 comments on it (although quite a few were multiple comments from the same people).
Well, we in Europe call this a scam. Its a shame for myself to got a victim of this.
You have to inform clearly about any additional costs !!!
Thank god we are on a safe side because european banks immediately take the money back and cancel the credit card. Its stress enough, though.
DON’T GET A MEMBER OF MY INTERNET PAYDAY !!!
By the way the website is down, so cancelation not possible. Hope it stays down !
I got scammed by My _internet_payday…i had to cancell my cc..and lost my money i didnt even know was to be taken..so yes i am very upset..I have no job and am on the last week of unemployment..and u take my money what is fair about this..Othes have been scammed to..but i have reported it to FBI and Will to BBB
Well Joel I hope you are satisfied with yourself..now that u have scammed so many including me..But guess what…it wont be long and they will have you..I have also repoted you to FBi…because I have a friend that works there..and Banks are becoming aware as i have called many to inform them of your scam..Yes you took me for 79.64..But in the end i will not be behind bars …i hope it was worth it for you..OH AND BTW we know about all these suposed links to BBB and internet crime ect..They are your LINKs…lmao i may have been stupid the first time But I now know…Hope you Rot in he;;
Sheron,
What you’re alleging about Joel owning the Internet Crime Bureau website, etc. doesn’t make any sense.
To start with – according to DotGov.gov – the site for .gov registration – all .gov domains require CIO Authorization:
“All Federal Agency domain requests must come from the Chief Information Officer of the Federal Agency. See http://www.cio.gov for a complete list of federal-agency CIOs.
There is a countdown (an annoying flashing one) on the initial landing page as well as text reading “hurry only 46 slots left open” (which is of course complete bovine excrement)
http://www.my-internet-payday.com/riskfreetrial2.php?SID=fakeid
[This landing page is a current one from both CommissionEmpire and LeadExpose CPA networks]
There isn’t a countdown on the payment page – however there is a ‘talking Joel’ who looks impatiently up and down to his right once he has stopped talking. The number of “slots” has also suddenly decreased to 38.
WARNING! More importantly (and not mentioned in your original post) is that the payment page is over a non secure connection (http: instead of https: ) A big no no to send your credit card details online this way. See this screenshot:
http://i709.photobucket.com/albums/ww94/scambuster_photos/mip2.jpg
HTTP and HTTPS – What is the difference?
“You understand why this is so important, right? If a website ever asks you to enter your credit card information, you should automatically look to see if the web address begins with https://. If it doesn’t, there’s no way you’re going to enter sensitive information like a credit card number!” From:
http://www.virtu-software.com/ask-doug/QandA.asp?q=7
Not Kevin,
You’re comments are interesting in light of something Lesley Fair said in her FTC presentation on Clear and Conspicuous disclosures:
“Also is it free of distraction that might compete for consumer attention. I call this – not an official name – but I call this “the adorable puppy corollary”.
On T.V. ads, speaking to…by myself as a consumer, the more adorable the puppy is on the screen, the more I realize I Just missed important superscript, fine print on the bottom of it.
So we want to make sure that companies are aware to be cognizant – whether on T.V. , in an online setting, to make sure that there are not other graphics that would be competing with consumer…competiting with the disclosure for consumer’s attention.”
I could see someone making the argument that the “Talking Joel” and the version of the order page (version 2 that you pointed out before) using an asterisk that indicates the details of the monthly charge can be found somewhere else on the website…I could certainly see someone making the argument that those might compete with the disclosure for consumer’s attention.
I transcribed the Lesley Fair’s full presentation on Clear and Conspicuous disclosure and put it up here yesterday:
Staff presentation on Clear and Conspicuous disclosure.
I have someone else working on transcribing other parts of the workshop which you probably only a handful of people like you and me would actually be interested in. Other people can use the videos for curing insomnia.
Aus$ 1.33 11/05/09 Miscellaneous – myinternetpayday.com
888-210994 24254779130
Aus$ 0.03 12/05/09 Transfer Fee – same as above -
Aus$ 2.10 16/05/09 Transfer Fee – myinternetpayday.com
888-210994 24254779137
Aus$ 104.94 18/05/09 Miscellaneous – same as above -
How much MORE money you want to steal from me Joel? please stop! I don’t want any refund..you can have all that if that makes you happy, but that’s all i’ve got..there’s no MORE!
Aus$ 1.33 11/05/09 Miscellaneous – myinternetpayday.com
888-210994 24254779130
Aus$ 0.03 12/05/09 Transfer Fee – same as above -
Aus$ 2.10 16/05/09 Transfer Fee – myinternetpayday.com
888-210994 24254779137
Aus$ 104.94 18/05/09 Miscellaneous – same as above -
How much MORE money you want to steal from me Joel? please stop! I don’t want any refund..you can have all that if that makes you happy, but that’s all i’ve got..there’s no MORE!
stop making my life miserable as you really are.. coz i’ve had enough on my plate right now…
Ann,
Do you cancel your membership now?
To Cancel Just Call 1-970-278-0011
Just google VOIPRaider, then download it and you should make free calls in the US.
Regards
Kenneth
Hi Kenneth,
I already cancelled my membership to them thru this link http://www.my-internet-payday.com/index.php?module=cancel 4x already, hope it comes through to their system the same as all of the members signed-up THRU ONLINE ONLY?! what do you think? I got no extra money for calling them, I am currently living in Australia.. so please, if anyone can help me, i appreciate it a lot. Thanks in advance.
Warm Regards,
Ann
Ann, you can use VOIPRaider free from here:
VoipRaider.com.
When you canceled – did you enter your information on this final page:
http://www.my-internet-payday.com/index.php?module=cancel&s=3
There are other pages ahead of that which try to sell you into other programs. But the 3rd page is the cancel page.
Ann,
You should use VOIPRaider and download it as Paul give the link.
Then Call 1-970-278-0011
It’s free to call in the US, no charges
Hope it helps
Kenneth
P.S: Here is the screenshot of VOIPRaider
http://i279.photobucket.com/albums/kk123/d2rpro/Capture.jpg
Ann, Don’t bother trying to ask a scammer to stop scamming you, cause it ain’t gunna happen.
Do your self a favor, Call your bank in the morning and tell them that the charges on your credit card were unauthorized and you want them to issue a charge back on all moneys taken from your account.
You say your living here in Aussie. Well then, I’m sure you’ve heard this before, “Harden the f#*k up”, Grab him by the balls and don’t let the bastard get away with it.
The only way you can hurt him is by getting your money back, so do it. Call your bank.
Then ring the ACCC and see what they have to say, they may direct you to the IfS (International fraud squad).
Just because Joel Con thinks he’s operating legally in the states, doesn’t mean that its legal for him to operate that way here.
Do us Aussies proud girl.. go get the bastard
Cheers
James
Ann,
I give you my tip what I did.
Problem solved.
I just call in my bank and tell what happened.
Then they just delete my CC and now they will send me new one with new numbers etc..
I am totally gobsmacked! In a moment of weakness I bought into a scheme that was going to bring in much needed cash. It looked good; I mean it appeared to be affiliated with Google. I received a link, which I was supposed to click on & checked in everyday for some more info. Nothing materialised & I had to take my daughter to Cape Town (I live in South Africa). My car broke down & I was stuck there for a week without my laptop, while waiting on the carpart & repairs. Paid a bomb for that, drove home, worked like mad to catch up on work. Then another nasty surprise: my Credit card statement showed that an unauthorized amount of ZAR682.18 got debited from my account,on top of the ZAR8.70 application fee. Reported this to my bank & waiting for the outcome, but is bloodspittingly MAD. I am sitting in South Africa & despite state of the art systems, I am unable to contact this scheming troll by email – another clever scheme to distanciate himself. No I have to call, which means I should sit up till who knows what hour.
Did Google grant Joel permission to use their name? Surely America should have an Advertising Board that regulates unethical matters like this. We are talking Crooked Joels little beady eyes looking impatiently to the area where you should fill in your details, faded asterixes & small print, etc, etc. This is hugely unacceptable by any International standards! Then Americans wonder why the rest of the world are weary of their super smooth ways. Please advise me who I can report this matter to, as I am financially in dire straits & I would feel beter if I could prevent this daylight robbers from ripping of some more innocent people. Thank you
Annelie that was already covered in the May 19th post.
HEY GUYS< DONT KNOW IF YOU HAVE NOTICED, BUT I GET THE FEELING THAT THIS
PAUL (FOUNDER< WORKATHOMETRUTH)IS ON JOEL’S SIDE. READ HIS POSTS ABOVE CAREFULLY, HE IS TRYING TO TAKE THE ATTENTION OF JOEL!!!!!!
DONT TAKE ANY NOTICE AND BE CAREFUL. I AGREE JUST KEEP GIVING THE AUTHOROTIES THE CASES, THEY WILL FOLLOW IT UP, ESPECIALLY NOW THAT INTERPOL IS INVOLVED – SO MANY CASE REPORTED HERE IN EUROPE REGARDING THIS SCAM.
AND YES, IF YOU GO BACK TO YOUR BANK AND OPEN A DISPUTE REGARDING THE 1 DOLLAR DEBIT AND THEN THE BIG PAYMENT AFTER 7 DAYS, AND YOU STATE THAT IT WAS NOT AUTHORISED, YOU WILL GET THE MONEY CREDITED BACK IN YOUR ACCOUNT. CANCEL THE EXISTING CARD TO AVOID ANY FURTHER DEBITS FROM THIS SCAM. THE BANK WILL ISSUE YOU WITH A NEW ONE IN A COUPLE OF DAYS.
THIS IS HOW IT IS DONE HERE IN THE EU, DISPUTE AND GET YOUR MONEY BACK. DO NOT TRY THIS ON GENUINE PURCHASES BECAUSE YOU WILL BE CAUGHT.
LETS GET THESE F….RS OUT THERE THAT PRIDE ON THE INOCENT, IWISH THERE WAS A DEATH SENTANCE FOR THESE BAS…S.
LETS GET THEM.
Hoax maybe?
Check out these two sites. It’s the same information except names have been changed. Seems like a scam IMO.
http://www.losangeles-tribune.com/finance/indexy.php?t202id=82171&t202kw=
http://nyguardian.com/?t=nyg
LOL. To the guy who says to “read carefully”. Apparently he, himself can’t read.
I’m not on anyone’s “side” here and I’ve stated numerous times that if I had done this offer I would have made the disclosure more conspicuous.
If you would even bother to read the 5/19/2009 post you might have a clue as to what I’m trying to say there. You can run around all you like calling something a “scam”, but there’s a specific way that’s determined in the U.S. and part of that relies on your feedback – and I posted the links to the feedback mechanisms that the authorities rely on consumers to use to help them make that determination.
Just because I says there are “improvements” doesn’t mean that’s how I would have done the order process.
Plus if you actually DO read, you’ll see a discussion between Not Kevin and I where he points out a second version of the order form.
Sheesh. And I thought Europeans were supposed to have a better educational system than the U.S. Guess not in all cases.
ONE THING THE GUY DOES KNOW HOW TO DO IS TYPE IN ALL CAPITAL LETTERS THOUGH. LOL.
Hi
I am in South Africa and i have been trying to cancel my membership for the last 2months. Annalie please let me know if you are able to cancel yours. I went to my bank and they said there is nothing they can do for me as i authorised the transaction.
Some one in South Africa please help. This is too much money for me.
Sharon,Hi.
Do what I did and have your bank cance your card and ahave a new one issued. The debit order is coming off your card. Once the card is canceled, they can no longer get the money off you. Have the bank issue a new card as that will come with a new number andyou will be safe. I know the banks there are wierd, so to play it safe, tell them that you have lost your card and need it cancelled and a new one issued. When a new card is issued it has a new number. As long as the bastards dont get hold of your new card number, they cant get the money anymore.
Youre not alone.
Hoop dit help.
Groetnis vanaf Spain.
Yes I do read, and especialy between the lines. I stick to my convictions on this matter as do hundreds more on this forum. Your fancy wording doesn’t fool me or anybody else.
Just by the way……………. I get the feeling that you know Joel personally……….. is that true?????
Joao,
I don’t know Joel from Adam. I bought one course of his ONCE and that’s all. It was his Adsense Templates course.
Apparently my “fancy wording” – whatever that is – fooled you, since you’ve come to some pretty illogical conclusions.
Think about it for a second. I have broad editorial control over this board – meaning I don’t have to publish anything I don’t want to, so why would I even bother publishing YOUR comments here? It doesn’t make any sense.
Hi Toni, James, Kenneth and Paul,
Thanks very much for your valuable comments, but I realize it is really my entire fault, there’s too many “i should have not..etc” but the thing is, Joel took my money because HE thinks HE really DESERVED it, if that’s the case then so be it.. I will EARN again what he took from me, i could wash every dishes from some chinese restaurant here, i could pick strawberries or grapes in one day and EARN that Aus$ 106.57 thru HARDWORK… I just hope he will stop this kind of act, maybe as with you Paul, you believe.. but then again, i realize i can’t b rich believing that any of this ONLINE could help me getting rich, but then i FAILED.
Let me share these with you :
i’m a realist, i know that the future is in my hands, its not all in faith, pursue your dreams, never give up. “dreamers” and no such thing as a free lunch, work for what you want. if you succeed, its yours, if you fail, at least you tried your best.
Take good care and more power to you guys!
Best Regards,
Ann
Hi There Joao
Thank you very much for your insightful comment; must admit I was a bit fobbed off by Paul’s cool one line reply after I have spilled my guts in a moment of total frustration. I got exactly the same impression as you for a fleeting moment. I do think we should all stand together against, wringing the hands, waiting for the next fool to be trapped, greedy Joel. Internal mud slinging will get us nowhere. Paul, I am sure you are a decent, level headed kind of guy, but YES we do need a bit more compassion. We are aware that in America everybody get sued over trivial matters all the time. One should be very careful what you say, but still I say: give Joel horns! This is no time to stay neutral & to allow this rollercoater crooked system to take more people for a ride. We are all hopping mad! Thank you for the links provided. I did report the matter to the Internet Crime Complaint Centre, who seems to be effiect judging by the quick response time of the case no forwarded. Also think we should all “loose” our Credit Cards immediately – practical idea.
you are scammer i think if you warn me after 7 days i could refuse it i forgot why did you sen me mail back again about this you taked my 78 $ i want my money back
pls i want the quit from this system what must i do
Annelie,
I reread what you posted and I apologize. I suppose it’s a case of burnout and being sick for 4 days.
You have to realize that I get calls and emails from people almost everyday who have either lost their house, are about to lose their house, have lost their job, or are about to lose their job, or worse.
Sometimes I can’t handle it and the emotional part of me just shuts down.
Keep in mind that I have several dozen discussions like this going on at once – one of the longer ones consisting of over 700 comments is here:
Google Money Tree, much of which was used by the National Consumers League to write up their warning here (you’ll see they referencee my blog):
NCL warning on Google Money Tree.
And back to Joao’s claim that “I’m on Joel’s side” – if I were on his side, don’t you think I’d pull this whole discussion of My-Internet-Payday completely off the internet before someplace like the National Consumers League decided to start analyzing it?
Even Not Kevin’s remark – a person who has contributed substantive information to this discussion – that “I prefer the dictionary definition of scam” while it may make you “feel better” doesn’t provide you with the reality of how determinations are made in situations like this.
And although the 5/19/2009 certainly only explains part of the process, it at least DOES give you real information STRAIGHT from the regulatory agency along with complaint forms for you to use to be part of the process for making that determination.
If that language is “too fancy” for all of you, I’m sorry. But that’s the way it is.
Or if you want a better understanding of how the FTC analyzes deceptive advertising, you can start with the FTC Policy Statement on Deception here:
FTC Policy Statement on Deception
One thing that you might notice in the FTC statement that refines what Not Kevin posted from Paul Myers blog is:
“Second, we examine the practice from the perspective of a consumer acting reasonably in the circumstances. If the representation or practice affects or is directed primarily to a particular group, the Commission examines reasonableness from the perspective of that group.”
Which appears to mean that theoretically the exact same offer could be handled differently depending upon the demographics the offer was targeted towards.
Hey guys and girls
Just came back from the bank and great news, got my money back and also got my new card. The dispute method works, just say that the debits were unauthorised. My bank followed up the debits and found that the “so called company” doesnt exist and also the fact that the contacts given are not working is grounds enough to grant the refund – they tried for a few days and noting (Joel has a problem when his bank starts to refund monies), and force the original bank from where the order came to pay the money. Great system we have here in Europe. Viva EU laws.
USA might have laws protecting such sites, but here in the EU it doesnt, any scam is dealt with.
So folks in the EU – go to your banks and dispute the debits.
Sharon in SA – I have found out from my contacts in SA that you can also dispute the payments at you bank – just say that they are unauthorised and you will get your money back. It takes about 40 days though. Cancel your card as well and get a new one. The South African Police Services are investigating this scam already and working in conjunction with their USA counterparts on this.
Take care and good luck.
We have the same dispute system here in the U.S., which was covered a couple times during the discussion, when I answered other people in other countries telling them to check in their own countries, which Jaoa apparently did.
I posted that back on March 31, 2009, so while you may be proud of your “find” it just goes to prove once again that you don’t really READ. The reason I mentioned that in the U.S. you typically have to try to work it out with the merchant first is because that almost always is the first thing the credit card company or bank will ask you, before they’ll even consider proceeding with a dispute and I saw a lot of people validate that experience on other discussions on this blog.
Our rules are covered here:
HelpWithMyBank.gov
Also, if what your saying about the case being investigated is true I’m surprised as typically law enforcement in the U.S. would have instructed you to NOT make that information public, but maybe Europe is more lax in that matter?
i never order your service! this was not authorize by me. and this service needs to be cancel a.s.a.p now5/22/09
my name is florene woodley (florenewoodley773@gmail.com)770875-9498. please put my money back on my card this is fraud.
Florene, this is something you should discuss with the actual company or your bank or credit card company, depending upon the nature of the transaction.
You can find the details for the U.S. at HelpWithMyBank.gov
The current link for canceling directly with the company is:
http://www.my-internet-payday.com/index.php?module=cancel
That’s the most direct way right now for canceling the membership to avoid future charges. However, you’ll need to skip through some sales copy where they try to sell you on additional services.
Hi Folks!
an advertised as an “accredited BBB company” just got a complaint from me. InfoMedia, Inc of Loveland, CO, USA. A Joel Comm production.
http://www.my-internet-payday.com/riskfreetrial.php
another “make money with google” info scam.
They claim it’s “A Risk Free Trial”.
They get you hooked up by charging you 1 dollar for more info. They now got your card info then … watch out!
Even if you follow their terms and conditions and cancel prior to the 7 day trial period, they charge your CC $78.64.
You then have to dispute the charge at your bank and Info media is slow to respond and return your money. I hope they are just slow because after 2 weeks I still wait!
anyone else had experience with this outfit or if a thread about these snakes already exist, please advise and/or forgive me, I am new to such postings. I did do a search first – yes.
http://www.scam.com/showthread.php?t=117204
John O.
http://www.scam.com/showthread.php?t=117204
To My Internet Payday
I am sending this letter to ask you if by any chance my name has been subscribe to your list please cancell this, take my name off your list.I also like to let you know on the 11th May an amount of $134.85 has been taken out of my account without my knowledge by your company.Your company have not notified me of this and I have no idea why money was taken out of my account, l would like my money put back into my account,my bank has been notified of this.
Thany you
Feheni Tou