http://www.workathometruth.com/blog/2009/11/25/how-to-get-back-overdraft-fees-from-your-bank/ Questions & Answers about work at home jobs & businesses Sat, 20 Mar 2010 07:42:23 +0000 hourly 1 http://www.workathometruth.com/blog/2009/11/25/how-to-get-back-overdraft-fees-from-your-bank/#comment-13956 jv Fri, 27 Nov 2009 16:15:46 +0000 http://www.workathometruth.com/blog/?p=3752#comment-13956 Most banks and credit unions automatically enroll you in a service (called "Courtesy Pay" at my CU) which allows you to overdraw your checking account, and then charges a high fee ($25 at my CU) for this "courtesy". They don't tell you, but you can opt out of it. The downside of opting out: the embarrassment and/or inconvenience of possibly having your debit card denied while you're paying for your groceries. The upside: No sneaky, exorbitant fees. I have opted out of mine; I'd rather risk embarrassment than pay $25 for a $1 overdraft. Most banks and credit unions automatically enroll you in a service (called "Courtesy Pay" at my CU) which allows you to overdraw your checking account, and then charges a high fee ($25 at my CU) for this "courtesy". They don't tell you, but you can opt out of it. The downside of opting out: the embarrassment and/or inconvenience of possibly having your debit card denied while you're paying for your groceries. The upside: No sneaky, exorbitant fees. I have opted out of mine; I'd rather risk embarrassment than pay $25 for a $1 overdraft.

]]> http://www.workathometruth.com/blog/2009/11/25/how-to-get-back-overdraft-fees-from-your-bank/#comment-13931 kt Wed, 25 Nov 2009 23:24:26 +0000 http://www.workathometruth.com/blog/?p=3752#comment-13931 About over drafts, some sleeze co bought up a old written off credit card debt.they have manage to freeze my bank acct which is being delt with how ever the checks sent out before the freeze are coming back nsf and the bank is piling up fees for each check what can I do about these over drafts that were not my doing any ideals thank you About over drafts, some sleeze co bought up a old written off credit card debt.they have manage to freeze my bank acct which is being delt with how ever the checks sent out before the freeze are coming back nsf and the bank is piling up fees for each check what can I do about these over drafts that were not my doing any ideals
thank you

]]> http://www.workathometruth.com/blog/2009/11/25/how-to-get-back-overdraft-fees-from-your-bank/#comment-13928 Maxwell Wed, 25 Nov 2009 22:05:12 +0000 http://www.workathometruth.com/blog/?p=3752#comment-13928 Thanks for the update. I do have a question about another program I wanted your oppinion on. Is Instant Postcard Wealth a scam? I have read up on it and I cannot be sure. Thanks! Thanks for the update. I do have a question about another program I wanted your oppinion on. Is Instant Postcard Wealth a scam? I have read up on it and I cannot be sure. Thanks!

]]> http://www.workathometruth.com/blog/2009/11/25/how-to-get-back-overdraft-fees-from-your-bank/#comment-13926 Kay Goodwin Wed, 25 Nov 2009 21:23:42 +0000 http://www.workathometruth.com/blog/?p=3752#comment-13926 I have always negotiated with the bank when I have gotten a overdraft fee charge and it has been very positive for me. Most of the time I have had them credit back into my account but I have had very few overdraft fees. I have always negotiated with the bank when I have gotten a overdraft fee charge and it has been very positive for me. Most of the time I have had them credit back into my account but I have had very few overdraft fees.

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