There’s been a lot of talk recently about the Federal Reserve cracking down on overdraft fees and banning ATM, Debit Overdraft Fees without customer explicitly opting into the overdraft fee programs.

As I was reading up on this, I ran into an interesting video on how to get back overdraft fees from your bank. It’s hard to imagine this NOT working in most circumstances as it’s a matter of simple economics for the Banks:

Note, this post isn’t about the pros and cons of overdraft protection. This is about the fact that many things in life are negotiable if you are willing to try.

Feel free to share your experiences (good or bad) with overdraft fees and/or overdraft protection, including any helpful tips you might have for people on how to recover overdraft fees.