gifting programs and clubs to make cash at home

The truth about gifting programs and clubs to make cash at home

By Mr. Work @ Home, Publisher of WorkAtHomeTruth.com

How the gifting programs and clubs to make cash at home scams work

Not that long ago it seemed that every other week there was a newstory about new gifting programs and clubs to make cash at home being carried out in various parts of the country. With names like "Circle Of Friends", "Women Helping Women", "The Wisdom Club" it's easy to tell that many of these cash gifting programs were designed to appeal specifically to women.

People pay to join a "private gifting club," billed in promotional materials as a private club where members eager to help new friends -- often from within their own neighborhood or church group.

According to the Federal Trade Commission, the truth is that these gifting programs and clubs to make cash at home are illegal pyramid schemes. New club members give cash "gifts" to the highest-ranking club members, with titles such as "captains." And they're promised that if they get additional members to join the club, they, too, will rise to become captains and receive money - far more than they initially paid to join the club -- from newer club "friends."

But it's a "gift" - how can it be illegal to give away money?

Many people are misled into thinking a cash gifting clubs and opportunies are legal because the ads say that members consider their payments a gift and expect nothing in return. As the FTC points out, this is merely an attempt to make an illegal transaction look legal.

In fact, to show how deeply participants will go to protect their investment - er, "gift" - in these gifting circles, many find it hard to believe the clubs are illegal despite threats of criminal charges and after reading consumer alerts issued by the Federal Trade Commission.

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Whatever you do, be sure to check my list of scams before parting with your hard-earned money.

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