At first Secret Cash Loophole seems harmless enough. Just a regular old optin form to get more information about the supposedly SecretCashLoophole system.

The problem comes immediately after signing up to get the information.

The confirmation states the following:

“While you wait checkout the following Special Offers Below”

The first “special offer” is SecretCashLoopHole itself which actually uses the same photos as some of the photos that have been used on many of the Make Money Posting Links On Google Scam sites.

That doesn’t prove that SecretCashLoopHole itself is a scam, but it does raise a BIG red flag in my mind.

The other so-called “special offer” is something called Google Fast Cash which takes you to a site called Instant Income Secrets at Instant-Income-Secrets.com that includes a membership to the Quick Profit Strategies Club at $79.95/month after a 10 day trial period.

You may wonder why Internet-Income-Secrets.com has a statement that “prepaid cards will be rejected” on a form offering a $2.95 trial offer. If you take the action that Internet-Income-Secrets.com states you must take before submitting the form you will see why.

The terms and conditions state that:

“You will receive a 10 day free trial to the Quick Profit Strategies Club starting from the date of this purchase. After the 10 day trial you will be billed $79.95 and every 30 days after that for the continued access to the Quick Profits Strategies Club. No refunds will be given for failure to use the requested and provided product.

We reserve the right to transfer your billing to a third party Merchant of Record. This authority will remain in effect until revoked by me. This agreement will remain in effect each month until cancelled by me. You may cancel your subscription at anytime by simply clicking “Cancel” then clicking “Yes Please Cancel My Subscription” while logged into the Quick Profit Strategies Club or by calling 1-866-520-0118.

If you cancel your billing please allow up to 72 hours for us to cancel it in the billing system. If you cancel before the next billing cycle or before the end of your 10 day free trial and you are still billed but had requested a cancelation we will credit your card within 14 business days and cancel future billing. If we do not you are responsible to contact us and let us know so we can handle this.”

So if you DO decide to move ahead and test this Quick Profit Strategies Club out it is VERY important that you understand these terms and conditions and understand that if you were to stay for a full year you would be paying $959.40 per year.

The MOST interesting piece of the Terms for the Quick Profit Strategies Club:

“By submitting your credit card infiormation and form you are also agreeing you will NOT call your card company to cancel any future billing or to dispute any charge If you do chargeback/dispute any charges you will be charged a $75 chargeback fee on top of the inital amount you disputed.”

Since one of the most common reasons that people have had to do chargebacks on trial offers in the past is because companies offering trial offers have made it difficult to cancel or people were unaware to what they were agreeing to it seems quite strange that a company would go to the length that Quick Profit Strategies Club has to put a chargeback fee in their terms and conditions.

Is it possible that they’ve previously experienced a high volume of chargebacks? I don’t know.

It does look like they have a simple refund and cancelation process, so I can’t imagine why that would be true. But I may be missing something.

Plus, since there are multiple order paths it makes it difficult to determine which path a customer has followed which means that even looking at online complaints doesn’t tell me much about whether the customer’s complaint is valid or not.

I took a look at QuickProfitStrategies.com IP History here:

QuickProfitStrategies Hosting History

The reason that’s information is significant has to do with a write-up I did of a product called SelfProfitsMadeEasy here back in September of 2009. You will see a diagram showing a list of sites hosted on IP 74.63.78.45 along with an analysis of the potential relationships between those sites.

Why I don’t recommend products like Quick Profit Strategies Club

I can’t comment on the quality of the Quick Profit Strategies Club, but I can tell you that I think it is a very expensive way for a newbie to start out online.

Also, even though the way Quick Profit Strategies Club does their trial offer may be FTC Compliant there’s no reason why the details of the trial offer can’t be located directly on the order form itself.

Why I don’t recommend products like Secret Cash Loophole

I’ve seen a lot of negative comments and complaints about Secret Cash Loophole. But the real problem with Secret Cash Loophole in my opinion is just that it’s way too expensive.

Of note is that the Quick Profit Strategies Club trial offer is on the Secret Cash Loophole order page, but the terms of the offer are MUCH more clearly disclosed there.  Plus, the monthly price seems to be different:

“Your first 14 days are FREE, a $59.95 bonus! This means, you will not be billed unless you decide to stay a member after the first 14 days. To remain in the Club after the first FREE 14 days simply do nothing and $59.95 a month will be conveniently billed to the same credit card and you can cancel at any time with no further obligation or payments. To cancel, just click the cancel link inside the Membership Area or call us Toll Free”

Keep in mind that $59.95/month is still quite $719.40 per year.

A new and better form of trial offer:

This doens’t mean I’m against all types of trial offers. In fact, one of the products from the WorkAtHomeTruth Store that people at WorkAtHomeTruth have liked the most uses a trial offer – but after the trial there is only a small one-time fee.

You can see how that popular, newbie-friendly product works here:

Niche Blitzkrieg Trial Offer